Main site > MoneySavingExpert.com Forums > Essential Money > Debt-Free Wannabe > buchanan clarke and wells, 126 bill i cant pay t... (Page 1)

IMPORTANT! This is MoneySavingExpert's open forum - anyone can post

Please exercise caution & report any spam, illegal, offensive, racist, libellous post to forumteam@moneysavingexpert.com

  • Be nice to all MoneySavers
  • All the best tips go in the MoneySavingExpert weekly email

    Plus all the new guides, deals & loopholes

  • No spam/referral links
or Login with Facebook
buchanan clarke and wells, 126 bill i cant pay till january
Closed Thread
Views: 471
Thread Tools Search this Thread Display Modes
# 1
jaseyrobbo
Old 05-12-2012, 12:55 PM
MoneySaving Newbie
 
Join Date: Dec 2012
Posts: 4
Default buchanan clarke and wells, 126 bill i cant pay till january

hi first time getting into this kind of trouble,

basically its an npower debt from my house last year which i owed gas and electric, i emailed them saying i cant pay till my student finance gets in January. they accepted this but for some reason the gas bill was sent to BCW so i got a letter in the post from them.

fair enough i emailed them the same as npower and they emailed saying not accepting this as a payment plan, you must pay before end of December and can i provide a telephone number,(i gave them 11 digits not at all resembling a tel number) after reading on here i didn't want them calling me all over Christmas for 126 when i fully intend on paying them in January.

i understand its nothing compared to other peoples debts but...

surely they cant just say that i have to pay in December, holding my account for 1 month isn't too hard to ask is it? does this mean ill get charges?

i thought they are supposed to accept a payment plan if its reasonable?
jaseyrobbo is offline
Report Post
# 2
FireWyrm
Old 05-12-2012, 2:36 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: May 2011
Posts: 5,349
Default

No, they cant just dismiss your very valid proposal which was already agreed with NPower.

Send them a LETTER to NPower telling them that they will be paid in January and that they should recall BCW as you wont speak to them. You could also call NPower and ask them what the heck they are playing at and that you had an agreement.

Chances are, they'll recall the debt from BCW would will cease to hassle you, but you need to find out who has the debt and deal with it in a timely manner.
Debt free by Aug 15 or bust. Outstanding debt 11,397 9550 8690
Meet my new best friend : YNAB (you need a budget)
My other best friend is a filofax.
Do or do not, there is no try....Yoda.

FireWyrm is offline
Report Post
The Following User Says Thank You to FireWyrm For This Useful Post: Show me >>
# 3
jaseyrobbo
Old 05-12-2012, 11:41 PM
MoneySaving Newbie
 
Join Date: Dec 2012
Posts: 4
Default

Confusion was that when I contacted npower they only ever use 1 reference number, but in the email I sent to npower I put both account numbers for both gas and electric, so it must have been a computer error or something why they didn't put both on hold...

Just had an email from them saying they have had the debt sobce November!... So I said that was less than a week ago! 1 more month cnt hurt.

I might try and see if they will settle for less then I owe if I pay them right away. Apparently they buy 60% of the debt or something don't they? Because im so glad they don't have my number by the amount of emails a d generally not getting anywhere with them.

I'll try contacting npower then, see what they can do....
jaseyrobbo is offline
Report Post
# 4
Janie4Now
Old 06-12-2012, 9:39 AM
MoneySaving Stalwart
 
Join Date: Nov 2011
Posts: 313
Default

Do you not have the confirmation from nPower agreeing to payment in January?

Call nPower....ask them to confirm your payment agreement and ask them to get the debt back so that you are not harrassed unfairly.

If you are really, really distressed about them employing debt collectors after you've made an agreement to pay them, they may even take something off the amount outstanding but don't hold your breath on that one.....
....Practically Perfect in Every Way......
Janie4Now is offline
Report Post
# 5
jaseyrobbo
Old 07-12-2012, 2:45 PM
MoneySaving Newbie
 
Join Date: Dec 2012
Posts: 4
Default I'm winning!

Emailed them to ask how much to settle early, they said: 94.59! Without any bother at all

Starting to wonder if I should let all my bills go to them, my debt with npower was for 126 so technicaly iv just made 30

Good deal I think, obviously I would want it in writing right?

Or is an email sufficient enough to trust em?

At the bottoms of the email it says the person speaking doesn't reflect the company and is their personal views. And stuff like that...
jaseyrobbo is offline
Report Post
Closed Thread

Bookmarks
 
 




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 Forum Jump  

Contact Us - MoneySavingExpert.com - Archive - Privacy Statement - Top

Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

All times are GMT. The time now is 6:19 AM.

 Forum Jump  

Free MoneySaving Email

Top deals: Week of 17 December 2014

Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals

GET THIS FREE WEEKLY EMAIL Full of deals, guides & it's spam free

Latest News & Blogs

Martin's Twitter Feed

profile

Cheap Travel Money

Find the best online rate for holiday cash with MSE's TravelMoneyMax.

Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.

MSE's Twitter Feed

profile