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  • FIRST POST
    Palema
    Virtual Sealed Pot Challenge 2012
    • #1
    • 1st Dec 11, 6:09 AM
    Virtual Sealed Pot Challenge 2012 1st Dec 11 at 6:09 AM
    Hey Everyone,

    Spam.Jam started a thread in 2009 for a VSP (Virtual Sealed Pot) Challenge. I continued the Challenge on in 2010 and 2011. Now we are going into 2012 so here is the new thread!!
    Linky to the 2009 challenge
    Linky to the 2010 challenge
    Linky to the 2011 challenge

    The aim is very Simple!!
    Every Friday (Or whatever day is easier for you) the aim is to transfer the pounds and pence to round it down to the next nearest £10. So if you have £36.78 in credit you will transfer £6.78, or £20.04 in credit you would transfer £0.04 only. Some banks do not allow you to transfer less than £1 – If this is the case what I tend to do is note what the money I have left that week then add it in the following weeks transfer.

    For me:
    The 'Virtual Sealed Pot' is a savings account that is not attached to my bank account and that I cannot dip into whenever I wanted to. I do forget about it which is what the intention is!
    IN 2010 there were 81 members of the challenge.

    In 2011 we had 171 members
    I would love this to increase again in 2012
    For anyone interested:
    81 members in 2010 we managed to save a staggering £9031.31
    In 2011 from the 171 member we managed to save £19,393.00

    The 2012 challenge will run from Thursday 1st December 2011 until Friday 30th November 2012. Like the Sealed Pot Challenge
    it is a good way to save money for Christmas hence the dates of the challenge
    To make things easier for me, I would ask that everyone post their VSP number ( I will assign these in due course) in their signature and post their total (in colour if possible please) on the thread, so I can add it to the running totals in this post.

    If anyone wants to set themselves a target for their savings please let me know.

    For those continuing on from 2011 please let me know what your starting total is or if you are starting again in 2012.

    Anyone else wishing to join, please just ask, you're most welcome and it's NEVER too late.
    Please be patient when asking to join, I am not online every day so it may be a day or two before you are added to the list and assigned a number.

    Good Luck everyone
    P
    X

    Last edited by Palema; 03-06-2012 at 5:54 PM.
    ~ VSP 2013 member #1 (AKA The speedway season ticket fund ) £92.69
    ~
    Sealed Pot Challenge 2013 #1030 £23.98
    ~ £2 Coin Savers Club #4 £24.00
    ~ Gift Fund £120

    Moved into my own flat on 22nd February 2013!!

Page 40
    • sunshinesquirrel
    • By sunshinesquirrel 25th Apr 12, 5:59 AM
    • 388 Posts
    • 8,897 Thanks
    sunshinesquirrel
    Morning all from a very rainy Edinburgh!

    #80 here - £5.30 transferred - new total £173.33

    Have a good day

    x
    • lvm
    • By lvm 26th Apr 12, 1:33 PM
    • 1,501 Posts
    • 1,763 Thanks
    lvm
    Sunshinesquirrel - I feel your pain! Was absolutely terried driving home to Edinburgh in the rain (thought my windscreen was going to smash at one point!)

    Anyways, payday here and a little transfer brings #28 up to £349.16.

    Happy Thursday everyone! x
    DEBT - £10,176.11 (Jan 2011) ---> £0.00 (Sept 2014)
    SAVINGS - £0 (Jan 2011) ---> £35688.08 (Jan 2014)
    MORTGAGES:
    Home @ 3.99% - £65,000 (Jan 2011) ---> £62, 092.86 (June 2015)
    BTL 1 @ 4.49% - £69, 750 (Sept 2014) ---> £68, 610.49 (June 2015)
    BTL 2 @ 3.99% - £123, 750 (June 2015) ---> £123, 750 (June 2015)
    • Hiddenidenity
    • By Hiddenidenity 26th Apr 12, 1:45 PM
    • 2,684 Posts
    • 10,198 Thanks
    Hiddenidenity
    Hello all hope all is well

    Another £8 over to the savings today making it £23.66 for number 100
    One day ill get there
  • hadenmaiden
    #44 signing in early this week - £9.44 takes me to a subtotal of 88.01
    Virtual sealed pot challenge 2013 # 48
    Sealed pot challenge 6 # 1271
    • Tescodealqueen
    • By Tescodealqueen 27th Apr 12, 7:22 AM
    • 658 Posts
    • 3,735 Thanks
    Tescodealqueen
    Morning all. #132 here. £3.44 transferred so new total £95.54
    • e4rub
    • By e4rub 27th Apr 12, 3:21 PM
    • 648 Posts
    • 5,566 Thanks
    e4rub
    Hello all
    #71 checking in!!!!! Finally managed to get some money into my VSP so new total is £173.50
    SPC #209 £180 banked 2016 VSP #4 £3.45DMP Amount outstanding £1,556.13/£37,841.35 ~
    Paid 95% of debt (25/03/2016)......Nearly there! 4 months left Debts settled ~ 9/14 Xmas 2016 Savings £300
    • Trying_really_hard
    • By Trying_really_hard 27th Apr 12, 9:19 PM
    • 537 Posts
    • 1,880 Thanks
    Trying_really_hard
    Evening All!!

    Just made a transfer of £5.97 for #36 taking my total to £92.02

    I hope the rain forecast this weekend doesn't stop anyone having a nice one.
    How long til pay day?
    March Grocery Challenge - £69.54 / £300
  • Dee_cb
    Another £2.48 added to my pot. My total now is £92.37
    No More Buying Books 2012 ...read 35 ; Bought: 5
    Sealed Pot Challenge 5 member Number1719
    £2 coin saver £10
    £1 savers £6

    • e4rub
    • By e4rub 30th Apr 12, 9:04 PM
    • 648 Posts
    • 5,566 Thanks
    e4rub
    new total for #71 £179.14
    SPC #209 £180 banked 2016 VSP #4 £3.45DMP Amount outstanding £1,556.13/£37,841.35 ~
    Paid 95% of debt (25/03/2016)......Nearly there! 4 months left Debts settled ~ 9/14 Xmas 2016 Savings £300
    • Hiddenidenity
    • By Hiddenidenity 1st May 12, 9:42 AM
    • 2,684 Posts
    • 10,198 Thanks
    Hiddenidenity
    £3.70 sent over today so No 100 is up to £27.36

    Hope all is well
    One day ill get there
    • sunshinesquirrel
    • By sunshinesquirrel 2nd May 12, 6:08 AM
    • 388 Posts
    • 8,897 Thanks
    sunshinesquirrel
    morning

    how quickly wednesday has come round this week!!

    anyway, #80 here with a transfer of £9.00. New total £182.33

    Have a good day everyone

    x
    • BlueCow1975
    • By BlueCow1975 2nd May 12, 3:47 PM
    • 1,399 Posts
    • 4,865 Thanks
    BlueCow1975
    Hi, number 86 adding totals from the past 2 weeks of £33.62 bringing my new total to £240.01.

    Have a good week folks.

    • lilian1977
    • By lilian1977 2nd May 12, 3:52 PM
    • 4,542 Posts
    • 17,349 Thanks
    lilian1977
    Hi - after this month's £50 wages deposit and a few Ebay/leftover pennies deposits, VSP#135 now stands at £70.24.


  • Dee_cb
    Another £13.18 added to my pot today, my total now is £105.55.

    nearly half way to my target
    No More Buying Books 2012 ...read 35 ; Bought: 5
    Sealed Pot Challenge 5 member Number1719
    £2 coin saver £10
    £1 savers £6

    • braddy970
    • By braddy970 2nd May 12, 6:38 PM
    • 271 Posts
    • 1,735 Thanks
    braddy970
    Hi everyone, I know it's a little late but would I be able to join this challenge ? I made my first transfer of £4.75 x thanks
    • lilian1977
    • By lilian1977 3rd May 12, 9:15 AM
    • 4,542 Posts
    • 17,349 Thanks
    lilian1977
    Transferred £13.01 and the £1.20 change from the CB from the weekend's Ebay sales (minus postage and Ebay/Paypal fees) so now VSP#135 is at £84.45.
    Last edited by lilian1977; 04-05-2012 at 6:27 AM.


    • Tescodealqueen
    • By Tescodealqueen 4th May 12, 8:35 AM
    • 658 Posts
    • 3,735 Thanks
    Tescodealqueen
    #132 again. Transferred £8.06 today so total 103.60 to date
  • Melgirl
    Morning

    Haven't posted for a while, but I have still been transferring money.

    Total for No9 is now £146.52

    Have a good weekend everyone.

    Mel x
    VSP Challenge 2010 No 19 - £416.09 , 2011 No15 - £497.17, 2012 No9 - £146.52. 2013 No5 - £113.92
    SPC4 No1066 - £948.95,
    SPC5 No1066 - £659.49 (2 stone 13lbs)
    SPC6 No1066 - Pot 1 - 3.03b. Pot 2 - 3.05lb Pot 3 - 3.0lb
    • diddldonna
    • By diddldonna 4th May 12, 11:38 AM
    • 287 Posts
    • 719 Thanks
    diddldonna
    I am interested in doing this but a little confussed on how to do it, can anyone help me please.
    • braddy970
    • By braddy970 4th May 12, 11:41 AM
    • 271 Posts
    • 1,735 Thanks
    braddy970
    sealed pot challenge 2012 new total : £20.18 x
    The 1% Challenge #76 - Debt 1 = £620 - 1% = £6.20 - 4.3%
    Debt 2 = £1600- 1% = £16 - 0%
    Debt 3 = £1012 - 1% = £10.12 0%

    Pay all your debt by Xmas 2016 #130- £465.86/£7636.46 - 6.1 %
    Make £10 a day ~ Jan £182.49, Feb £373.65
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