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Question Of The Week: Holiday Currency
Former_MSE_Penelope
Posts: 536 Forumite
Q.Natwest are replacing my Maestro with a Visa debit card and now charge when getting foreign currency at post offices, online etc. What do I do? Sharon[FONT="], by email[/FONT]
Martin's A: Yes there's a charge of the higher of roughly 3% or £2.50 whenever you pay for currency from a bureau de change on ALL credit and the following debit cards A&L, Barclays Cahoot, Co-Op, Lloyds, NatWest, RBS, Santander & Smile.
To do it in person, the solution's just withdraw cash on a debit card from an ATM and use that to pay. Do it online and it's trickier, if you or a partner has access to a debit card that doesn't charge (Halifax, HSBC, IF, Nationwide, Coventry) use that, if not then hopefully the improved rate gain offsets the extra cost (compare best holiday currency deals).
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Martin's A: Yes there's a charge of the higher of roughly 3% or £2.50 whenever you pay for currency from a bureau de change on ALL credit and the following debit cards A&L, Barclays Cahoot, Co-Op, Lloyds, NatWest, RBS, Santander & Smile.
To do it in person, the solution's just withdraw cash on a debit card from an ATM and use that to pay. Do it online and it's trickier, if you or a partner has access to a debit card that doesn't charge (Halifax, HSBC, IF, Nationwide, Coventry) use that, if not then hopefully the improved rate gain offsets the extra cost (compare best holiday currency deals).
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