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Bankruptcy Advice and Guide (including forms)

Hi everyone,

We have recently experienced a significant upturn in bankruptcy enquiries including people asking for assistance with the relevant forms (6.27, 6.28 and ex160 - fee exemption).

We are also aware that there are a number of organisations who charge fees for completing bankruptcy forms which you may be able to do yourself.

As a result of the above, we have developed a bankruptcy guide section on our website which includes completed example forms of the above.

Over the weeks, we have noticed a number of enquiries by members of this forum regarding similar issues. As we are not able to answer every post, here is the link to our bankruptcy guide which we sincerely hope can be of some assistance to members:

http://www.ned-cab.org.uk/debtselfhelp/bankruptcy.shtml

Hope that this helps and saves you some money!

All the best from NEDCAB



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Comments

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Brilliant work :D:D it'll be well referred to no doubt, it'll be a great help to people (especially the dreaded fee exemption forms)
    We all die. The goal isn't to live forever, the goal is to create something that will
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Very good. :D

    I have been wondering whether it would be a good idea to do an FAQ on filling in the forms for this board.

    Looks like you have saved me/us a lot of effort on that. :)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    That is fantastic - a really great help :D
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Hi,

    Thanks for the positive feedback everyone.

    Fermi,

    From what we are experiencing bankruptcies are on the increase and the indications are that they just might to be about to soar.

    With the above in mind we would say that a F.A.Q. section on filling in bankruptcy forms still may be a very good and helpful idea as our guide is really only a basic one and does not cover every eventuallity / question.

    Perhaps using a F.A.Q. section complimented by an example form guide may make the procedure much easier for people to complete the forms themselves and possibly saving them a considerable amount of money in the process.

    Just a thought.


    NED-CAB.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    With the above in mind we would say that a F.A.Q. section on filling in bankruptcy forms still may be a very good and helpful idea as our guide is really only a basic one and does not cover every eventuallity / question.

    Perhaps using a F.A.Q. section complimented by an example form guide may make the procedure much easier for people to complete the forms themselves and possibly saving them a considerable amount of money in the process.

    I might sit down and make a rough start on one over the weekend then.

    If I'm going to do that it would be best to post it on here as a thread and ask for people's feedback given their experiences.

    Making it a joint "work in progress" would be the best idea. I've got most of the forms pretty much sussed, but there are a few parts on property etc that I've no direct experience on.;)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Hi again Fermi,

    Yes sounds really good to us, dont know what anybody else thinks?

    May PM you at some time next week Fermi if thats ok.
  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    I think it's a great idea :)
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Agreed its a great idea and would be a valuable source of information
    We all die. The goal isn't to live forever, the goal is to create something that will
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    May PM you at some time next week Fermi if thats ok.

    No problem. :)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • wherediditallgo
    wherediditallgo Posts: 2,889 Forumite
    fermi wrote: »
    I might sit down and make a rough start on one over the weekend then.

    If I'm going to do that it would be best to post it on here as a thread and ask for people's feedback given their experiences.

    Making it a joint "work in progress" would be the best idea. I've got most of the forms pretty much sussed, but there are a few parts on property etc that I've no direct experience on.;)
    I think that's a great idea, fermi. I was thinking of going through the form myself, & giving answers on each point, so I'd be happy to give some input on this. Like you, I have no experience on the property ownership side, but I could advise what happens with council property. :)

    I was also thinking of doing one on the steps you need to go through from first having money problems until you're discharged. I think I'll make a start on that one, & post what I've got as a rough draft in a few days. I'd really appreciate anyone else dipping in with their ideas on it too. :)
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