A question for those reclaiming on benefits..

Those of you that may remember me from a few months ago as a regular poster on this forum may recall that I have experienced a stroke a few years ago. I have been absent due to the continuing effects of such and the additional restraints imposed by FMS and I do apologise. I just dont have the mental or physical capacity right now to search the threads for the answer to this question and hope that you may be able to help.

I was wondering if anyone has reclaimed their charges purely on the basis of the Social Security Administrations Act 1992 that states:

187.—(1) Subject to the provisions of this Act, every assignment of or charge on—
(a) benefit as defined in section 122 of the Contributions and Benefits Act;
(b)any income-related benefit; or
(c)child benefit and every agreement to assign or charge such benefit shall be void; and, on the bankruptcy of a beneficiary, such benefit shall not pass to any trustee or other person acting on behalf of his creditors.

Did your claim to go the Ombudsman and what was their response ? It is their duty to respond to complaints and accordingly and sometimes strictly in respect of and full reference to the law. Is there a law that refutes this and allows the banks to continue ? There are plenty of opinions that there 'must' be but I have yet to see a legal arguement.

Did it go to court and get stayed as with those made under the UTCCR's ?

Your responses would be greatly appreciated and thank you in advance