We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Cards that ask about household income
westernpromise
Posts: 4,833 Forumite
in Credit cards
I'm looking to move the missus' overdraft to a 0% card but she's a SAHM she has no income of her own. Is there any card which asks about household rather than personal income?
0
Comments
-
Why don't you just apply for a card and add her as an additional cardholder?[size=-2]Matched betting profit: ~ £30,000 since Jan 2005
Quidco cashback: ~ £3,500 since May 2005
Topcashback: ~ £2,100 since Oct 2005
Rpoints: ~ £600 since June 2004
It's only fraud if you get caught.
I don't offer advice by PM so please post your questions in the appropriate thread.[/size]0 -
My mrs is a "homemaker" too.....and on the last two apps (Egg & MBNA) i've put £1200 which is roughly what she gets in child benefit and a little bit of tax credit, and then the next box is usually total houshold income which fortunatly is not that bad.
She got accepted on both, not a large amount but still
However the best one was Moument who give her 3500, so maybe worth trying them out.
jeeves0 -
Partnership card (John Lewis/Waitrose) only asks for household income.0
-
Not 100% sure but I think Sky Card might ask for household income. I'm sure someone else will be able to confirm or correct this.0
-
Where can you apply for a Monument card?0
-
I believe that the M&S &More Card asks about household (rather than personal) income.Mortgage Feb 2001 - £129,000
Mortgage July 2007 - £0
Original Mortgage Termination Date - Nov 2018
Mortgage Interest saved - £63790.60
ISA Profit since Jan 1st 2015 - 98.2% (updated 1 Dec 2020)0 -
m&s - I can confirm they ask for 'household income' - they asked the same question (why?) when I negotiated a limit increase too.Ethical moneysaver0
-
Thanks everyone - I will try those cards first.
I don't think I get an extra balance transfer if I add her as a second cardholder, otherwise I'd have gone that route.0 -
Momumnet is tthe old providian book that was bought and re-badged by Barclaycard about 4 years ago0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards