Best Offshore Multi-Currency Current Accounts

I have a CitiBank UK Sterling current and savings accounts. With it are linked US$ and Euro accounts - they do a number of linked accounts in other currencies; not certain which.

No charges as long as you keep £2,000 equivalent 'across the relationship.' I keep £2,000 in the Sterling savings account at a pretty competitive rate.

I get chequebooks in each currency and VISA debit card. The ability to transfer between accounts instantly on line or by phone(0800 No) at as good a rate as you will get. I use it mainly for my spending in USA -$400 daily limit from an ATM but up to your balance in normal spending.

They require a salary of £30k(I think) but they never checked with my employer. No minimum monthly payment into account required though.

You can manage account totally on line. Phone Customer service is initially in India and anything outside the 'norm' creates problems. For instance as it is a joint account we had 2 cheque books. Mine was empty(wife had used only a couple of cheques) and I wanted a replacement. They tried to insist that this was not possible as there were still 28 cheques left in my wife's book. Even explaining that I was abroad and wife in UK didn't seem to get the message across. They even suggested that we should send the chequebook backwards and forwards between us! "My rules say no new book until there are only 10 cheques left Sir"