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[actress1nce]

I opened an ING savings account about a month ago as their interest rate was the best on the market. Just thought I would let the board know that I have just received a letter from them today saying that as the BOE has changed the interest rate ING will be raising their interest rate on savings to 4.7%. WOW, don't get many letters like that from banks!!!!! I'm impressed. :

[Noxid]

I have a first saver from Britannia and about a month after they put up rates they send a letter through saying rates have changed and include a table. Only problem is I know about six weeks before hand. For example the first saver will be at 4.3% from 1/6/04 which is still rubbish. ;D

[actress1nce]

Arrgghh - well I hope I don't geta letter in a month or so then saying that they're putting it down again!!! LOL!!! Actually I suspect they won't for a while as it's their first year and they are having quiet a good run. I also have an Egg savings account which is still pretty good by most banks standards for savings, but the interest rate has even crept down on that account over the past couple of years. I can honestly say, though, (crossed fingers) I have never had a bank write to me telling me they are putting the rate of interest UP on my savings - always DOWN!!!! I will wait and see :P

[robnye]

ING is 1 year old......

if you go to their main web page http://www.ingdirect.co.uk/

on the right hand side is a section to celebrate there first birthday


only limited tickets hurry now

[actress1nce]

Yeah, I have put in for my tickets - sounds fantastic. Hope I am lucky enough to get some

[Milarky]

The old [Nationwide] trick about breaking bad news was to say that interest rates had 'changed' when they had really gone down, whereas you boast that your have 'increased' your rates when that happens rather than merely saying they have changed again

[amboy]

Being one of the lucky winners for their first trip, all I can say is [glow=red,2,300]WOW[/glow].

What a day they laid on, the staff were great and made a point of talking to everyone, the food was yum.

Best of all they dont have any small print or gimmicks

didnt see Sanjeev though 8)

Seems that Ing have been knocked off the top by A&L:

http://www.moneysavingexpert.com/cgi...num=1084741320

they are launching a similar account at 4.85% with no introductory rates.

Hmmm should I move my money across to A&L , any thoughts ? or should I just stick with Ing ? However the max you can invest on this account is £25000 and interest is paid annually instead of monthly.

[Milarky]

This is the classic ''Moneysaver's Dilemma'', isn't it? Whether to move accounts for 0.15% pa !

Seriously, I think you should stick with ING and tread warily with a new account like the A&L's, because ING is a 'no catches' brand, whilst almost every new account launched is hedged with suspicion, and there are a few catches with this one. http://www.moneysavingexpert.com/cgi...m=1084741320#6

I would, though, recommened opening an A&L current account online - if only for the free 25GBP [grr! I can't make the 'pound' symbol above the '3' on my keyboard work now - any tips anybody?]. But they also give you a year's interest-free overdraft. You need to pay in at least 500 pounds each month (so that's where the ING account can come in handy!) or be stung for a 5 pound fee. You could probably transfer the OD limit (less fifty quid for withdrawals, say) from the A&L current account to the online account - you certainly can put it in your ING account, for instance! [So that's 25 pounds for joining. plus nearly 4% of the overdraft.] !;D

[DiggingOut]

25GBP [grr! I can't make the 'pound' symbol above the '3' on my keyboard work now - any tips anybody?].

What happens when you press shift-3? Do you get #?

[Milarky]

What happens when you press shift-3? !Do you get #?

I get: # (shift-3) !>

[There must be a way to reconfigure a keyboard on Windows XP Home, but I haven't found it yet]

PS the euro symbol is to right of '4', below the '$' - what key would one press to display that? (You realise, that being able to successfully answer this question is one of Gordon Brown's tests )

[Paul_Herring]

I get: # (shift-3) >

[There must be a way to reconfigure a keyboard on Windows XP Home, but I haven't found it yet]

START > Settings > Control Panel > Regional and Language Options.
Languages Tab.
Text Services and Input Languages - [Details...]
[Add...]
Input Language: English(UK)
Keyboard layout/IME: United Kingdom.

You probably have US listed as a Keyboard - this is the one that gives # instead of £ for Shift-3 - try removing it; it may require you to reboot.

PS the euro symbol is to right of '4', below the '$' - what key would one press to display that? (You realise, that being able to successfully answer this question is one of Gordon Brown's tests )

[Alt-Gr]-4, or Ctrl-Alt-4 The Alt-Gr is usually to the right of the space bar. This key combination won't work on the US keyboard, but does on the UK one.

Regardless of which keyboard you have set up, Alt-0163 (on the number pad, not on the keys above the letters) will give you a £, and Alt-0128 will give you a €.

HTH

[Judi]

START > Settings > Control Panel > Regional and Language Options.
Languages Tab.
Text Services and Input Languages - [Details...]
[Add...]
Input Language: English(UK)
Keyboard layout/IME: United Kingdom.

You probably have US listed as a Keyboard - this is the one that gives # instead of £ for Shift-3 - try removing it; it may require you to reboot.


[Alt-Gr]-4, or Ctrl-Alt-4 The Alt-Gr is usually to the right of the space bar. This key combination won't work on the US keyboard, but does on the UK one.

Regardless of which keyboard you have set up, Alt-0163 (on the number pad, not on the keys above the letters) will give you a £, and Alt-0128 will give you a €.

HTH

Blimey theres more to a humble keyboard then!!

[DiggingOut]

START > Settings > Control Panel > Regional and Language Options.
Languages Tab.
Text Services and Input Languages - [Details...]
[Add...]
Input Language: English(UK)
Keyboard layout/IME: United Kingdom.

You probably have US listed as a Keyboard - this is the one that gives # instead of £ for Shift-3 - try removing it; it may require you to reboot.


[Alt-Gr]-4, or Ctrl-Alt-4 The Alt-Gr is usually to the right of the space bar. This key combination won't work on the US keyboard, but does on the UK one.

Regardless of which keyboard you have set up, Alt-0163 (on the number pad, not on the keys above the letters) will give you a £, and Alt-0128 will give you a €.

HTH

Paul, you're a newbie, so take it from an old "regular moneysaver"! Efficiency of effort is vital.

Notice my technique. A simple question, minimal effort, pointing anyone who has a clue in the right direction. 8) Then, I rolled on to other forums, happily scattering brief postings hither and yon.

You, on the other hand, provided the vital "newbie" function of providing extensive information. Wonderful, and I'm proud of you! ;D Couldn't have done it better myself!

But look how many stars I have. Wouldn't YOU like a few more?

I predict that anyday, now, you ALSO will have another star. When it happens, try my technique! Short, sweet, maybe useless (like this post!), and let the newbies do all the work. : Nothing longer than four or five sentences.

Before you know it, we'll both have four, or even five, stars!

Nothing... longer... than...
:-[ :-[ :-[ :-[ :-[ :-[ :-[
;D

[mhawkshaw]

I get: # (shift-3) >

[There must be a way to reconfigure a keyboard on Windows XP Home, but I haven't found it yet]

PS the euro symbol is to right of '4', below the '$' - what key would one press to display that? (You realise, that being able to successfully answer this question is one of Gordon Brown's tests )

I should pass his test then.... ;D

To get the € symbol, hold down the 'Alt Gr' key and press 4.

NB: It's the Alt Gr key, to the right of the spacebar, not the Alt key. Might not find it on a laptop, in which case press Ctrl + Alt + 4

[Paul_Herring]

But look how many stars I have. Wouldn't YOU like a few more?

Not if it means posting just for the sake of posting. I'd prefer to (usually) post something that helps someone or has a point, rather than just space filling posts

I'll leave that to the 'old "regular moneysaver"'s ;D



Smallprint: Some of the points made in this post were meant entirely as humerous jibes and are not to be taken seriously. The poster reserves the right to make nonsensical or pointless posts at any time in the future

[DiggingOut]

space

filling

posts

???
Whatever could he be talking about? : :

(great disclaimer in the small print) ;D ;D

[Lady_K]

I gave instruction for ing to take an amount out of my current account on monday this week I was under the understanding that it would still show up in my current account until today which is when it would then show up in my ing account being the 3rd day... That has happened but it is showing as uncleared funds in ing now... Why is this? does this mean I am not getting interest on it until its cleared? I thought it should have been cleared today

[Tree]

Thanks Paul, have no probs with this k/board but, had similar problems with a really good Pack Bell one that, I can now chuck on my other, only used for "Word Processing", machine. Easy for all to understand too. Ta very much, Tree

[bridiej]

Hi Lady_K

My understanding is that if it appears as "uncleared funds" then you won't be earning interest yet, but may be worth querying with them.