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Are you going to have a debt-free Christmas?

lilac_lady
lilac_lady Posts: 4,469 Forumite
in Debt-free wannabe
Is being a MSE-er helping you to be strong and have a debt-free Christmas this year? Imaging hearing all the moans about the size of the CC bills in January when you can smile and think "I'm SO glad I didn't do the same thing." You'll also avoid the complaints about the kids not playing for more than 2 minutes with the latest fad that cost you £200+ (on credit). Be strong and have a happier New Year.
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" The greatest wealth is to live content with little."

 Plato


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Comments

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    We won't be debt free but certainly won't be adding any more to our debt! Looking forward to a stress free affordable christmas! :D
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • methekidsandthecat
    methekidsandthecat Posts: 678 Forumite
    Likewise - not debt free but hoping to have a happy christmas and looking forward to not starting the new year even further in debt....
    November NSD 1/10
    Weight loss - 7lbs from the 41 I need to loose = 34 to go
  • yung
    yung Posts: 700 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    already done the Christmas spending and paid for it.
    Yung
    Early Retiree debt & stress free. and Joined the SKI club:j

  • csarina
    csarina Posts: 2,557 Forumite
    We are not debt free but Christmas has not cost us, I make some presents and buy the rest through the year when I see something suitable......so we do not add to our debt.

    I save my Tesco vouchers through the year and this gives me the cash to do my monthly shop for 'free' in December, had £99 this year, did my monthly shop on Thursday, spent £73, so still have quite a bit for my wine veg etc for Christmas day.

    Because we pay our fuel bill by monthly DD our winter fuel allowence goes towards paying for a little holiday for us the next year.
    Was 13st 8 lbs,Now 12st 11 Lost 10 1/4lbs since I started on my diet.
  • chocaholic110
    chocaholic110 Posts: 2,509 Forumite
    Not debt free but haven't gone mad with presents like usually do. have thought about everything - will it be used / played with etc and got tons of bargains though internet shopping. Everything paid for already - no adding to credit cards this year.
    Can't wait to feel smug in the New Year!
  • Molanole
    Molanole Posts: 1,563 Forumite
    Debt-free and Proud!
    Like the others I certainly won't be debt free (unless a miracle happens) but I certainly won't be increasing my debt. I've got a budget, money set aside and I'll be sticking to it whatever happens! :xmassmile
    Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
    NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 2009
  • Donedoingdebt
    Donedoingdebt Posts: 1,196 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    No ******* chance what with dear daughter's birthday on Christmas eve as well.
    Donedoingdebt Lightbulb moment January 2000. Debt at highest approx £102,000. Debt now (October 2009 - absolutely fork all!!!):beer:
    CSA case closed on 02/09/10 :beer::beer:
  • Mrs_Sparkle
    Mrs_Sparkle Posts: 1,805 Forumite
    Unless I win the lottery tonight I'm still going to have debt but at least I won't be adding to them :D
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
  • itsarichmansworld
    itsarichmansworld Posts: 1,484 Forumite
    All bought and paid for no credit in our house this year!!!
    Isn't the knowledge that comes from experience more valuable than the knowledge that doesn't?
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Xmas sorted and paid for. No xmas debts in this house and it is great.

    sophiesmum
    Reduce,re-use, recycle.






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