Yorkshire Bs Regular Saver ?

metrobus · 2 November 2006 at 8:43PM

When I view my YBS regular savings account online
it says I am receiving 3% gross interest.

Do YBS list this rate excluding any bonus regardless
if you have broken any of the terms and conditons

I`ve not made any withdrawls or over/underpayments
just a straight £500 on the 1st of each month.

Does anybody else get this or have I unknowingly
broken a condition of the account so they list 3%.

Thanks.

Market_Oracle · 2 November 2006 at 9:43PM

The bonus is conditional on meeting the account requirements on anniversary, so yes it will say 3% now.

[Deleted User] · 2 November 2006 at 9:47PM

To set your mind at rest, my account is displayed in the same way. The rate displayed is the basic rate of 3%, and does not include the bonus rate of 3.50%.

The bonus rate only comes into play when the interest is due, on the account anniversary, and, as you say, is payable then in addition, but only if you have satisfied the defined account conditions.

NB. Both the basic and bonus rates are variable.

metrobus · 2 November 2006 at 9:51PM

Thats great ,thanks both of you.

Speculator · 3 November 2006 at 8:42AM

I made an internal online transfer from my Yorkshire Internet Saver to my Regular Saver yesterday morning.

Just checked this morning and although then money has left the internet saver on the 2nd, it has not shown up in my Regular Saver account. Anyone else with similar problems?

[Deleted User] · 3 November 2006 at 9:25AM

Speculator wrote:

I made an internal online transfer from my Yorkshire Internet Saver to my Regular Saver yesterday morning.

Just checked this morning and although then money has left the internet saver on the 2nd, it has not shown up in my Regular Saver account. Anyone else with similar problems?

Again, no need to panic. I have noticed previously that, for some reason, there seems to be a one-day lag on the RS side of the transaction. I performed a similar operation on the 1st and the RS transaction is now showing today, the 3rd.

Therefore if you made the transfer on the 2nd, I would fully expect it to show up tomorrow the 4th, but still dated 2nd.

fonesaver · 3 November 2006 at 1:42PM

Yes same with me.

Also I opened my Internet Saver account with £1. The £1 has never been included in the available balance!!

metrobus · 3 November 2006 at 3:07PM

fonesaver, thats because a minimum of £1 is needed to be in the account at all times.
The balance above £1 is the funds available to withdraw,
so you always have £1 in the account above the avaiable funds.

mary · 11 November 2006 at 11:37PM

I have a regular saver with Yorkshire BS, but wasn't aware you could see it online or is that only if you have a normal current account with them? Don't necessarily need to see it online, but it gives the feel good factor, when you can see your millions!

[Deleted User] · 11 November 2006 at 11:47PM

mary wrote:

I have a regular saver with Yorkshire BS, but wasn't aware you could see it online or is that only if you have a normal current account with them? Don't necessarily need to see it online, but it gives the feel good factor, when you can see your millions!

I am not sure if that is a statement or a question. If the latter, yes you can see it online, along with any other YBS accounts you may hold (Internet Saver, ISA etc.)

mary · 11 November 2006 at 11:51PM

Don't you need Internet ID etc to see it?

Yorkshire Bs Regular Saver ?

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