Everybody needs goals. Look at Charlton, for example.

newsmonkey · 22 October 2006 at 12:00AM

Sunday "goals for the week" time. As usual, tell us your moneysaving aims for the next seven days. If you did this last week, let us know how you fared.

Last week, I am aimed to cut spending. This was disastrous. I spent far too much. Coffees, lunches, booze, gnomes. I spent money on 75% of these. This has to stop.

On the plus side, I've thrown some more cash at my overdraft. I'm now halfway towards my "debt free by Christmas Day" challenge. See signature.

Given the circumstances, it's time for some drastic (but blatantly obvious, kick-yourself, why-didn't-you-bother-doing-this-before) action.

This week:

Eat breakfast at home to avoid buying stuff on way to work
NO shop lunches
NO takeaway coffees
Take lunch and coffee stuff to work every day
Eat and drink properly to fight against the fact I'm becoming ill
Travel by bus instead of train all week
NO drinking at home - only sociable visits to pub with friends (limit 21 units)
Book all the holiday I'm entitled to. The allowance is being taken away soon, and the company looks about to close, so I'm grabbing all I can.
Enjoy my four-day weekend at the end of this week (as weekends invariably occur at the end of the week).

David, it's over to you.

newsmonkey · 22 October 2006 at 10:59AM

Are the week-in week-out goal makers having a lie-in?

Bump.

immoral_angeluk · 22 October 2006 at 11:03AM

Our goals this week are to spend as little as possible! Sounds like a rubbish goal doesn't it! lol!

CAFCGirl · 22 October 2006 at 11:07AM

I saw Charlton in the name and jumped on in!

OK my goals for this week are:

Pay in two cheques to New York New York fund
Spend minimal (actually only have £10 to last me till friday anyway!)
Do the refund trip for my spending spree last weekend, only keeping one pair of trousers (for work) and one jumper.:o
Pay council tax bill first thing friday
Start looking at new houses to rent for January time
Have a fabulous time starting new job this week

tobedifferent · 22 October 2006 at 11:59AM

Right then, going to get involved. Hopefully this will motivate me a bit more!

1. Stick to the nice healthy eating plan with the food I purchased this a.m.
2. Keep a spend diary.
3. Make at least 2 new soaps.
4. Do 1 hour of canvassing every day straight from work cept Friday.
5. Do 1 hour of phone work every day.
6. No booze until Friday when my wonderful, special (debt free) boyfriend takes me to dinner and to see Alice In Wonderland at the ballet! :j
7. Write the clues and plan the picnic etc for my boyfriends surprise day trip - it was a bargain and is all paid out of my fun budget. Can't tell you what it is though as he reads these boards!
8. Take the stairs not the lift, combined with all the walking on the canvassing I thinks thats enough exercise to start with! :A
9. Relax and enjoy myself!

Good luck everybody!

lynsayjane · 22 October 2006 at 12:04PM

last weeks,

1-get spending back under control after birtday weekCOLOR="Red"]mostly, but i have done a bit of xmas shopping[/COLOR]
2-finish tiling in kitchen and start on paperingnope, but i did buy paint yesterday to finish living room
3-start sorting out and painting living room (depending on if i jump a bus to bnq or not)paint has been bought, thats my job for today
4-be a very good girl for remainder of week till wages come in on fridayalways an angel

5-stop binge drinking...my brain hurts trying to think of aims!two bottles of alcopop last night, and thats it for the week!

pretty crappy stuff this week, my hangover was too bad for any real aims. this week,

1-spend today getting living room sorted and start painting (paper fireplace)
2-keep spending down to £10
3-chase up payroll dept to see if tax/wages are right
4-once all money transferring is done assess situation regarding od
5-make halloween costume by friday!!!

good luck for the week folks xxx

jessicamb · 22 October 2006 at 12:11PM

Morning All

These are mine:

1. Get money back off dad from paying for mums present
2. Sort out all match betting accounts - just found out that I've got another £70 due to hit my bank that I had forgotten about with cash zipping all over the place so do a check and make sure that there are no more surprise balances anywhere :eek:
3. When all thats sorted figure out how much money I've got left for this month and try and set a reasonable budget. I've been a bit slack lately with little treats etc and so I'm not saving/paying off as much as I should be.
4. Figure out Xmas present situation and who else I need to get presents for and then come up with some ideas.
5. Start saving up for MOT/Service that is due at the end of the year.

cattie1 · 22 October 2006 at 12:25PM

Sorry lynsayjane I am pinching your colour coding!:p
last week
don't use chequebook =used once
take lunch to work everyday kind of managed but bought 2 bags of crisps for crisp sarnies!:o
stay within overdraft managed this!:T
Resisted temtation to go to kfc!

this week
stay within overdraft
buy some stamps
post letters to bank and sky
take lunch to work everyday
find cheapest car insurance-(can't go through quidco as car has to be at least£1000 for all their insurers!:mad: )
book ds1 birthday party/could possibly wait till next week)

I know I will be using my cheque book this week as my rent and council tax are due and I don't get paid until next week, but have to pay on wed before any nasty letters!:rolleyes:

Mrs_Sparkle · 22 October 2006 at 12:26PM

OK, here are mine from last week:

-change my leftover euros- probably about 30 in notes- did this, had 40 euros
-count my change tin and bank it- not managed this one yet
-claim back £39 that a friend owes me- I'm seeing her on Sunday and she has remembered it- done!
-spend no more than £15 on shopping this week- erm... well I spent £65 in Tesco on Saturday but I haven't spent anything on topping up so it looks like I've finally got the hang of this menu planning lark. Plus I have a store cupboard full of tinned tomatoes, dried beans and other useful stuff

This week I will:

-List a further 10 items on eBay and Amazon- I still have time to make my £200 target for October
-Count my change whisky tin contents and bank it
-Keep top-up shopping to £10 or less
-Find another 0% deal to BT my Mint card as 0% has run out on that one
-Put my expenses claim in (£500ish)

Good luck everyone! x

ehallett · 22 October 2006 at 12:42PM

Hi everyone

My goals last week were:

Get up to over £400 in my money for nothing challenge. - Nearly done - should be there by this evening due to matched betting

List all my freebie stuff on Ebay today. - Listed most of it.

Win at least 1 more prize that I can use for my Christmas present challenge. - Done - I won a necklace which I can give to somebody.

Get up to at least £200 in my AQA account. - Not done and doesn't look promising for tonight - I should make it to £100 though

My goals for this week are:

Get to £500 in my money for nothing challenge.

Get up to £300 in my AQA account.

Win at least 2 more prizes for my Christmas present challenge.

Sort out my tip of a bedroom!!

Have a good week everyone

Emily x

lynzpower · 22 October 2006 at 12:56PM

OK

I havent joined in on this for a while but heres the following:

1. Do plenty of swotting for tomorrows interview fingers crossed I get it HAVE to go back to work
2. do menu plan
3. at least 4 no spend days
4. make house spotless for EA coming round & taking photos on Tuesday.
5. List rest of box of stuff on ebay .
6. buy brown paper
7. sort out a cheap outfit for next weeks halloween party
8. find dress & send for LA.
9. when ebay money has cleared next week, transfer to egg card.
10. see if I have cash to start action against Ltsb2, for more bank charges
11 coerce OHG to do bank charges letter asap.

good luck everyone

Everybody needs goals. Look at Charlton, for example.

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