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Landlords' property insurance

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bud-miser
bud-miser Posts: 178 Forumite
in Insurance & life assurance
Has anyone any experience with getting competitive quotes for property lets insurance? The screen scrapers don't seem to be much good when it comes to this specialised market and I'm wondering what the experience of other landlords (not brokers) has been.

Confused.com simply has a backhander-paid-for link to one insurer. What a sell out!
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Comments

  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Being an experienced broker AND a landlady Budmeiser, I would recommend a company called rentguard

    They have a 90 day unoccupancy allowance in their buildings insurance policy, their insurance policies also cater for DSS, Student and Immigrant lets.

    They also do rent and legal guarantee policies £50 for 6 months. £99 (last time I checked for 1 year)

    They are cheap, efficient and their claims handling is excellent.
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • bud-miser
    bud-miser Posts: 178 Forumite
    Not interested.
  • Gorgeous_George
    Gorgeous_George Posts: 7,964 Forumite
    Part of the Furniture Combo Breaker
    I would not recommend simplybusiness

    I cannot get a claim form despite several 0870 phone calls.

    :)

    GG
    There are 10 types of people in this world. Those who understand binary and those that don't.
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    GG

    I wouldnt bother helping this man, as he said, he's not interested...god only knows why he bothered posing the question in the first place if he's not interested.....quite confusing, not something you see on here often, someone asking a question then not wanting the answers! How odd.
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • bud-miser
    bud-miser Posts: 178 Forumite
    Yawn. No advice required from the gratuitously offensive, thank you. Take your offerings elsewhere.
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    NO thanks, as a member of this site I am free to post wherever I like, and I chose to post here so I will repeat myself, rentguard are a good option, you should check them out http://www.rentguard.org/

    Not sure if they do troll insurance, but they do insure most types of tenants and rented properties
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • bud-miser
    bud-miser Posts: 178 Forumite
    Personally, George, I'd fight shy of any outfit that requires one to use an 0870 number to contact them. Martin's pointed this out more than once, himself. and quite rightly.

    Thanks for your help anyway. Real help and polite advice ALWAYS appreciated.
  • inspector-gadget_4
    inspector-gadget_4 Posts: 87 Forumite
    MortgageMamma wrote:
    NO thanks, as a member of this site I am free to post wherever I like, and I chose to post here so I will repeat myself, rentguard are a good option, you should check them out http://www.rentguard.org/

    Not sure if they do troll insurance, but they do insure most types of tenants and rented properties

    Not sure if I'd want Bud-Miser as my Landlord, but as one myself, I'll take a look at the RentGuard site as it sounds like a good option. Thanks.

    Inspector-Gadget
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Gadget,

    Go go gadget hands! LOL sorry couldnt resist that. Yep I've been selling rentguard for over a year now and the landlords love it. The legal and rent guarantee cover is very popular

    Kind regards

    Dr Claw
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • bud-miser
    bud-miser Posts: 178 Forumite
    I.e. Am still looking for a useful contibution from a polite source.
This discussion has been closed.
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