We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

credit card for 18 year old.. help!!

Hello,
I wonder if any of you can help me, i no some of you are very anti-againced credit cards but i really want to start building my credit up and have it of 'incase of emergancys', im looking for a credit card which isnt funny about low purchaces, as i want it to buiild up credit, not get into dept :)

Im currently a ex student and i start a very secure job tomorrow?
Any idea on which compants will give me one?

Many thanks x
«134

Comments

  • hello4645
    hello4645 Posts: 19 Forumite
    One that teaches you how to spell.

    Many thanks x
  • I got one at 18 from Nationwide! Went into branch to tell them I had lost my card and ended up with a credit card with a limit of £2000 on it! An I was still in full time education!

    Worst thing to ever happen to me!! :(
  • sharpy2010
    sharpy2010 Posts: 2,471 Forumite
    shawtiee wrote: »
    Hello,
    I wonder if any of you can help me, i no some of you are very anti-againced credit cards but i really want to start building my credit up and have it of 'incase of emergancys', im looking for a credit card which isnt funny about low purchaces, as i want it to buiild up credit, not get into dept :)

    Im currently a ex student and i start a very secure job tomorrow?
    Any idea on which compants will give me one?

    Many thanks x

    Is that ex-student simply because your spelling is so bad that the lecturers advised you not to continue in education?
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    meow.....put claws away. I would say capital one is your best bet
  • shawtiee
    shawtiee Posts: 19 Forumite
    would you say that if i was blind, in a wheelchair, or have other special needs?
    or is it because im dyslexic you think you can just take the !!!!.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Search for "The credit ladder" a thread created by Never-In-Doubt. This will help you select some products that are scored less harshly than other prime lenders. Vanquis & Capital one will prob be the best bet.

    Hope this helps
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    shawtiee wrote: »
    would you say that if i was blind, in a wheelchair, or have other special needs?
    or is it because im dyslexic you think you can just take the !!!!.

    Please ignore the above posts!

    We do welcome new posters on this site (believe it or not) :beer:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • shawtiee
    shawtiee Posts: 19 Forumite
    Please ignore the above posts!

    We do welcome new posters on this site (believe it or not) :beer:


    Mmm yep, great welcome i got ayy... :(
    Thanks for your help xx
  • hello4645
    hello4645 Posts: 19 Forumite
    If you are dyslexic then couldn't you of ran your post through a spell checker before submitting it?

    Innocent Guy nailed it with his reply anyway.
  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    Is there a reason you want to build up your credit rating with a credit card at 18?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.