Goals for week commencing 23 July

newsmonkey · 23 July 2006 at 8:38AM

Last week: http://forums.moneysavingexpert.com/showthread.html?t=228422

I've been thoroughly useless this week.

Three no alcohol days.
--- Only managed two (Sunday and Thursday).

Three no spend days, take lunch to work every day.
--- Failed miserably (not a single day). I'm having trouble with this no-spend day malarkey, and taking pasta to work in 35c heat seemed a bit futile.*

Check Amazon marketplace prices and adjust the stuff I'm selling if they're no longer the cheapest available.
--- One of the few things I've actually done this week. Also sold something on Ebay for £12 and something on Amazon for £4.

Chase up two magazines to whom I pitched articles.
--- One magazine doesn't seem intererested. The other magazine sounds hopeful though. Much needed Christmas money.

Fix up two extra shifts at local paper, chase up the invoice they've owed me for months.
--- Invoice resubmitted, one shift fixed up, let the other one pass because working full-time and then doing 8pm-midnight didn't appeal to me.

Continue the flat hunt.
--- Not really. But I've booked Thursday off (to earn money elsewhere as a freelance), so hope to get Loot nice and early and sort something out then.

Look into AQA, mystery shopping etc.
--- Again, failed miserably. I might put this on the back burner.

Put Egg Money card back in the black when statement arrives on Monday.
--- Committed the fatal "minimum repayment" error. Will rectify it as soon as I get paid (26th).

Next week:

Send letter to Halifax checking my student overdraft will last for 12 months now that I've graduated
Open graduate account at Natwest
Put Egg Money card into credit as soon as I'm paid on Wednesday
Three no-alcohol days
Three no-spend days
Three take-lunch-to-work days
Keep checking Amazon prices

* = I'm having trouble with these no-spend days and would appreciate your thoughts. To avoid clogging up this topic, though, I've set up a separate discussion on it (here).

newleaf · 23 July 2006 at 8:47AM

Hmmm, haven't done too well with last week's:

This week I need to:
Have 5 'no spend' days - managed 2 - must try harder
Make no visits to cash machine - had to go once because didn't take money to hospital and needed to buy a drink
Have 5 alcohol free days - managed 4
Spend less than £20 at Supermarket - spent £37.odd, again, not good enough

So, this week's goals will be similar
5 No Spenders
No cash withdrawals
4 Alcohol free days
£30 limit at supermarket
Take lunch to work every day

Mrs_A. · 23 July 2006 at 10:47AM

1 go back to work after holidays boo hiss yep managed this one ok
2 try and enjoy work once there mmm not too bad
3 get petrol for the week yep managed this
4 bag up change and take to bank nope not so far
5 look into club card deals oops forghot about this one
6 take healthy food to work and not eat any junk ahem no
7 consider rejoining weight watchers considered it but its too expensive just now
8 stop buying cigarettes and roll my own yes managed this one
9 update budgetsdone
10 try and do a bit housework every day done
11 get back on the exercise bandwaggon nope
12 anything else money saving i can think of well i did a bit of overtime

so i guess this weeks are
1 try for a bit more overtime
2 continue rollling my own cigs
3 try and do a bit exercise
4 take food to work
5 menu plan for the week
6 stick to shopping list
7 try for 2 no spend days
8 stop buying and eating crisps and sweets
9 update budgets and pay debt payments
10 look into clubcard deals
11 bag up change and take to bank
good luck everyone
regards
mrs a

jessicamb · 23 July 2006 at 11:49AM

Last Weeks Goals:

1. Quit smoking as of tonight Done
2. Do some serious meal planning in preparation for grocery challenge with Lynz/Elantan/Scottish SpendaholicStarted this
3. Grocery spend must be £17.50 or less this week to get challenge off to a good startJust been - £12 for the week
4. Going out on Friday (works do) so dont spend a lot. £20 max but not too sure on exact figure.
5. Set up standing order so I can start saving up for some big bills I have to pay in Sept/Oct No - probably will be next month before I can afford this now.

This weeks goals:

1. Still dont smoke
2. Drink less alcohol - one bottle of wine for this week
3. Take lunch to work everyday
4. Dont buy anything unless absolutely necessary.

Hope you all have a cheap week.

lynsayjane · 23 July 2006 at 12:13PM

i didn't have any for last week so i'm gonna say i succeeded in everything :rotfl: :T

for this week i'm still off work so...

1. spend as little as possible between now and payday (thurs)
2. try not to do any more grocery shopping till payday
3. finish grouting and cleaning tiles in kitchen
4. finish painting hallway skirting and doors
5. go to gym at least 5 times this week (i've been getting so lazy)
6. send off letter asking for bank charges refund as soon as last statements come in!
7. kick rbs up the !!!!!!
8. clear garden of weeds (anyone wanna help...i hate gardening!)

think that aught to keep me out of trouble for a bit!

edit, should have added 9. pay as much off credit card bills as possible!

john_kent · 23 July 2006 at 1:37PM

1) No buying lunch , get back to sarnies. Make time to make them ACHIEVED . YIPPEEEEE

2) 4 no spend days ACHIEVED.

3) Open an alliance and leicester account. Natwest charged ne 28 quid for goinf 4 p overdrawn due to Barclaycards cockup. Stuff em DIDNT GET ROUND TO IT AS WEBSITE IS DUFF. LOOKING FOR ALTERNATIVE VIA QUIDCO

This Week

1) Chase company on repair to my Van. Due to get one which will cut down on my fuel

2) Chase te !!!! who drove into my car or threatan insurance

3) Make that monitor stand for PC . Got wood and nee dmy desk back. £28 in PC world they are.

4) Try and get 1 extra shift at part time work.

oakdale_minx · 23 July 2006 at 2:47PM

Last week
1. Send off herbal essences voucher nope
2. Keep fingers crossed that Capital One statements arrive not arrived yet
3. Do some OU reading nope
4. Don't go to supermarket until Thursday passed!5. Check pigsback every day yes!
6. List CD from CD wow on ebay as soon as it arrives yes and it's sold!7. Ask OH for petrol money - £20 - excellent!
8. Say YES more -need to work on this one.

This week -

1. Herbal essences voucher -SEND OFF!
2. OU reading
3. check pigsback every day
4. Citicards - send letter before action
5. Clean mold off ceiling in spare room
6. Don't go to supermarket until no meat left
7. Check TNS , IMS and gapbuster daily for work
8. Phone Capital One - where are my statements
9. SAY YES MORE!

ehallett · 23 July 2006 at 3:28PM

Last week's goals were:

1. Do AQA as and when I have got the time (must be at least an hour a day). - I kind of did this, didn't have much time towards the end of this week though.

2. Get at least 2 more mystery shopping jobs. - No more jobs I'm afraid.

3. List at least 5 items on Ebay. - I will do this tonight.

4. Organise letter to bank to reclaim charges and post ASAP (MUST do this!!). - I have still not done this, I have got tomorrow off so it WILL be done tomorrow!!

5. Keep a spending diary and try to achieve 3 no spend days. - Again not done, :rolleyes:

6. Get my Barclaycard debt to below £100. - Not done unfortunately.

7. Win at least 2 prizes. - Didn't win anything!!

8. Continue decluttering room. - Need to do this still.

9. Do a carboot next Sunday and aim to get £200+. - Did the carboot today and only got £70 - it was really quiet there though.

10. Try to get some more free advertising for new business venture and aim to get at least 1 order. - Didn't get any orders, will try harder next week.

Wow, what a bad week!!

My goals for this week:

1. Aim to get at least £500 in my AQA account before the end of the month.

2. Get at least 2 more mystery shopping jobs.

3. List at least 10 items on Ebay.

4. Organise letter to bank to reclaim charges and post ASAP (MUST do this!!).

5. Keep a spending diary and try to achieve 3 no spend days.

6. Get my Barclaycard debt to below £100.

7. Win at least 1 prize.

8. Continue decluttering room.

9. Try to get some more free advertising for new business venture and aim to get at least 1 order.

10. Try to organise my time better.

Good luck everyone!!

Emily xx

MinnieSpender · 23 July 2006 at 3:56PM

Not great last week...

1. Go to the gym four times this week. Managed once.
2. Attempt to stay in new job and not be unhappy and leave. Have decided against taking the job permanently. Temping!
3. Off work on Friday, so spend part of the day reorganising finances. Done!
4. Make an extra payment to Barclaycard. Done!
5. Blitz the bathroom. I'll do it in a minute...
6. Chase up interview for interesting-looking job in case new job is pants. Turned out to be a pile of BS. Not going after it after all.
7. No alcohol until Friday night. Done!
8. Order new washer dryer. Done!

So for this week...

1. De-clutter, clean and tidy whole flat for the arrival of the washer dryer on Saturday.
2. Plant herb seeds and repot baby money plant.
3. Gym four times this week.
4. Lose 2lbs.
5. Having done a week's worth of shopping, eat homemade food all week except Monday when I'm catching up with a mate for lunch.
6. Job hunt.

Good luck all!

In_Search_Of_Me · 23 July 2006 at 3:58PM

Pleased to see this as need to get some routine back...
1) Eat remnants from freezer then defrost it in readiness for done - defrosted in about an hour!!
2) Join Rosemary Conely on Thurs & STICK to itjoined WW instead (blame Scottish Spend!) & doin Ok but strugglig to add points...
3) 2 no spend daysHad 3!
4) Fill in insurance docs to claim for Manus tooth extractiondone - just need to take it to vet
5) Survive work!!just....

This weeks...
2 no spend days
Stick to WW
2 excercise sessions in week...

overbudget · 23 July 2006 at 4:09PM

First week doing this.

Goals -

1. Sort through boxes from old house - find stuff for eBay/car boot
2. Cancel lensplan (save £27.50 a month - buy off net when run out)
3. Cancel hospital plan (save £5.88 a month)
4. Chase up water meter - have asked for one - no response yet
5. Switch house insurance (save about £60 a month)
6. Get married on Saturday under budget! (set £2500 budget earlier in the year including short "honeymoon" break - so far are on target for being under £2250!).

Will let you know!

Goals for week commencing 23 July

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