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Any one insured car with Elephant? - Are they ok ?

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Hi,
Just had quote for my car insurance from Elephant and it is just so cheap compared to everyone else (I am only 18). I have been over and over the details with them and everything seems correct - what is the catch - are they ok?

Thank you

Comments

  • dunstonh
    dunstonh Posts: 119,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Is it for 12 months or 10 months? They have a 10 month plan and that could account for the difference compared to a 12 month one.

    They are part of the same group as Admiral.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • karena
    karena Posts: 386 Forumite
    Havent had to make a claim, like all companies if you need to make a claim then you will figure out if they are ok! Prob. best not to read reviews relating to Elephant, lots of angry people...
  • i was with them for two years. when my ex smashed my windscreen i phoned and had a man come out the same day. never had to claim from them for anything more serious though.

    as other poster says check the 10 month / 12 month thingy. can't remember why but 12 months was best for me.

    when i cancelled they sent my no claims out straight away (the only problem i had was our local sorting office burnt down :eek: so i had to request another one!)
    it's nice to be important but more important to be nice!! :kisses3:
  • vikingaero
    vikingaero Posts: 10,920 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Elephant are fine if you drive a standard vanilla (unmodified) car. Otherwise beware the Standard Parts Replacement Clause.
    The man without a signature.
  • Lavendyr
    Lavendyr Posts: 2,610 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Also check what sort of voluntary excess they have added. They can sometimes put a hefty one into the quote to bring down the premium.

    That said I have been with Elephant for several years and have found them to be competitive both on price (especially so when I was younger - they once undercut the nearest quote by more than £300!) and in terms of service. I have had to call them a couple of months ago when a neighbour hit my car, and they were brilliant & had my car booked in for repair the same day.
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