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Goals for w/b 25th June 2006
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scottishspendaholic
Posts: 1,171 Forumite
Hello everyone,
My head is all over the place at the moment - I desperately feel the need to start a new update thread or a scottishspendaholic diary - but keeping up with the goals tradition until I get the time to do this as so busy just now.
I would really appreciate your advice and support when I do start a new thread though (if you are around) as feel like I need some virtual hugs!
Edited to say - sorry, here is goals thread link from last week:- http://forums.moneysavingexpert.com/showthread.html?t=214222
Here are my goals from LAST week:-
*4 no spend days - Think I managed one!
*Phone to find out if RBS have entered a defense on Tuesday (for bank charges claim). If not, I've won! Woo-hoo! - Long story, but I've won! £884.62 went into my RBS bank acc on Thursday! Cleared the overdraft of £850 completly! Update to follow asap!
*We have £5 to spend on food - be creative with storecupboard challenge! - We spent this £5 on a bottle of wine to celebrate getting the bank charges back - much deserved methinks so I don't feel too guilty!
*Do diaries with OH - a lot going on over next few weeks - Carried forward to next week
*Work really hard at full time job - its a crazy week - just come back from Aberdeen and going to Inverness and Glasgow and a conference in Edinburgh - but lots of 'desk work' to do too - I am in work just now - I know its 8.30am on a Sunday (!) but so much to do and need to get caught up! Tell me to go and do my work and stop skiving on MSE!
Here are my goals for THIS week:-
*4 no spend days - I am determined to crack this!
*Sort out switch to Smile re. direct debits/standing order
*Catch up on correspondance - emails/phone calls and MSE PMs etc
*Pay off £200 on Barclaycard on Thursday on payday - this is a combination of £25 minimum payment, £45 extra from salary, £70 from eBay sales, £30 bank charges refund, £30 from second job
*Diaries with OH
*Work really hard at work - big project launches on 6th July and I have so much to do for it (its quite exciting though) and I also have to do another MASSIVE funding application that's landed on my desk in next 7 days.
*If am home before 10pm any day, think about doing this bl**dy eBay order. Its only 12 tealight holders (I glass paint and sell on eBay) but is such a thought when I am so tired.
Good luck everyone with your goals!
scottishspendaholic x
My head is all over the place at the moment - I desperately feel the need to start a new update thread or a scottishspendaholic diary - but keeping up with the goals tradition until I get the time to do this as so busy just now.
I would really appreciate your advice and support when I do start a new thread though (if you are around) as feel like I need some virtual hugs!
Edited to say - sorry, here is goals thread link from last week:- http://forums.moneysavingexpert.com/showthread.html?t=214222
Here are my goals from LAST week:-
*4 no spend days - Think I managed one!
*Phone to find out if RBS have entered a defense on Tuesday (for bank charges claim). If not, I've won! Woo-hoo! - Long story, but I've won! £884.62 went into my RBS bank acc on Thursday! Cleared the overdraft of £850 completly! Update to follow asap!
*We have £5 to spend on food - be creative with storecupboard challenge! - We spent this £5 on a bottle of wine to celebrate getting the bank charges back - much deserved methinks so I don't feel too guilty!
*Do diaries with OH - a lot going on over next few weeks - Carried forward to next week
*Work really hard at full time job - its a crazy week - just come back from Aberdeen and going to Inverness and Glasgow and a conference in Edinburgh - but lots of 'desk work' to do too - I am in work just now - I know its 8.30am on a Sunday (!) but so much to do and need to get caught up! Tell me to go and do my work and stop skiving on MSE!
Here are my goals for THIS week:-
*4 no spend days - I am determined to crack this!
*Sort out switch to Smile re. direct debits/standing order
*Catch up on correspondance - emails/phone calls and MSE PMs etc
*Pay off £200 on Barclaycard on Thursday on payday - this is a combination of £25 minimum payment, £45 extra from salary, £70 from eBay sales, £30 bank charges refund, £30 from second job
*Diaries with OH
*Work really hard at work - big project launches on 6th July and I have so much to do for it (its quite exciting though) and I also have to do another MASSIVE funding application that's landed on my desk in next 7 days.
*If am home before 10pm any day, think about doing this bl**dy eBay order. Its only 12 tealight holders (I glass paint and sell on eBay) but is such a thought when I am so tired.
Good luck everyone with your goals!
scottishspendaholic x
MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
Tesco = £2,910.11 / Smile overdraft = £500
Bank of Scotland = £2,782.83
Tesco = £2,910.11 / Smile overdraft = £500
Bank of Scotland = £2,782.83
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Comments
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morning scottish!
glad you put this up. my goals for this week are...
have 3 NSD
List 5 items on ebay
Post ebay items sold over weekend
Complete final work on book one for OU and start assignment
Tackle mountain of ironing
Pay £100 off debtNovember NSD's - 70 -
scottishspendaholic wrote:*Catch up on correspondance - emails/phone calls and MSE PMs etc
Anyway haven't done this for a while so here goes:
Goals for this week:
1. Hand in my resignation .......and try not to smile too much before hand just in case the cat is let out of the bag!
2. Have 3 no spend days (def of a no spend day for me will be spending money when I don't really need to - by buying sweets of the van lady, magazines etc)
I know its not alot but feel that I've fallen off the MSE wagon recently big time so am trying to climb back on board slowly.2014 Target;
To overpay CC by £1,000.
Overpayment to date : £310
2nd Purse Challenge:
£15.88 saved to date0 -
havent been on for a while so need to get motivated this week iwill
clean all the tiles in bathroom and kitchen
get ready to start new job 03/07
enjoy my last week of freedom
ps well done mountainof debt it does feel good to hand that letter in did this 2 weeks ago and loved the look on my bosses face as i have been talking about it for a while but he always said i would never do it!!!0 -
Hi everyone
Not done very well this week, must try harder from tomorrow.
Goals for last week:
1. Get up to £500 in my AQA account. – Not managed yet, I’ve still got today left though.
2. Get at least 2 more mystery shopping jobs – Only managed to get 1 more.
3. Pay off Alliance & Leicester loan. – Done, hooray!!
4. Sign up with 2 more mystery shopping companies – Signed up with 1 more.
5. Aim to list at least 5 items on Ebay. – Listed 1 item.
6. Declutter room. – I did start this yesterday, it’s a big job to be done on just 1 day though!
7. Switch mobile contract to O2 to save money. – Not done – I really need to do this next week.
8. If my sister is pregnant then start putting aside some money each week for the baby. – My sister isn’t pregnant just yet so I will start this another day.
9. Get motivated towards clearing my next target debt. – I am very motivated and have got a running total in my signature now.
10. Work out a way to start entering competitions again as well as mystery shopping, working full-time and AQA. – Kind of, I have already won 2 prizes!! I’ve worked out a way to start entering my internet comps again, just need to work out my postal comps now.
Goals for this week
1. Aim to get to £600 in my AQA account before the end of the month.
2. Win at least 1 prize next week.
3. Try to get at least 2 more mystery shopping jobs.
4. Complete all of my emystery shopping jobs so I can get paid.
5. Declutter room.
6. Aim to list at least 5 items on Ebay.
7. Switch mobile contract to O2 to save money.
8. Pay at least £100 off my Barclaycard.
9. Enter all my internet comps and at least 10 postal comps a day.
10. Look into buying wholesale and selling stuff on Ebay to make more money (now that I am registered as self employed).
Best of luck with your goals everyone
Emily xx0 -
Also get hang of Quid Co and Pigsback, just started using them done pigsback, still working on finding my way round quidco
Write all wasted food down (guilt trip is helping) done and reduced waste by lots
Meal plans
Write all spending down, every last penny done most days, caught up and filled it in today
Part with my baby stuff from my boys and see if I can make some cash on ebay ( seen as they are over 5 now and I need to declutter my life)ooops not managed that as much as I would like, hate parting with things
3 no sepnd days (that'll be the hard) managed it, was hard but I did it
Week beginning 25th June
Chores lists for us and the children (time to start sharing the work)
Continue with writing down all that is spent
Shop around for prices on parts for the Jeep
3 no spend days
Sell 5 items on ebay (have no idea what).
Find out what all the debts are, how much is left and interest rate.One day I might be more organised...........
GC: £200
Slinkies target 2018 - another 70lb off (half way to what the NHS says) so far 25lb0 -
Thanks for starting this thread scottishspendaholic! I haven't done it in weeks
as have been run off my feet but things are calming down a bit now and I'm finding time for MSE! I've got a busy week with lots to organise because I'm moving house next monday (well, moving out of uni house back to my parents'). Lots of packing to do etc but also trying to spend time with my friends as they're all off home (mostly overseas) and I don't know when I'll get to see them
Anyway, goals for this week:
Phone NTL and Scottish Power to tell them about moving house. Put the NTL termination request in writing as have heard such stories about them 'forgetting' to stop charging.
On that note, use internet banking to cancel NTL direct debit and arrange with NTL to pay outstanding balance some other way.
Find out about the cost of a post forwarding service as I don't trust whoever moves in here :rolleyes:
Make list of people/companies to tell about change of address and then do it! Ditto anyone who has my university email address.
Start packing early to give myself time to check if it will all fit in my car (only little!)!!
Go to bank and deposit contents of £2 coin collection and penny jar to avoid having to pack that weight (£50 in coppers is heavy!!!!!!).
Get my own website up and running for those people directed to it as a a result of my exhibition (hopefully some work might come my way, fingers crossed!).
I think that'll do for now!
Thanks again Scottish x
Edit to say: I'll be looking out for an update thread from you and will certainly offer any moral support/hugs needed!!!Don't stress, relax, let life roll off your backs. Except for death and paying taxes, everything in life is only for now... Avenue QOfficial DFW Nerd Club - Member no. 003Proud to have become debt free... and striving to keep it that way
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Hi all...big hugs SS...look afteryourself as looks like you're doing much too much, as do others who have loads of goals...I know we all want to be DF but do we want to be miserable & have nervous breakdowns on the way?!!
Ok last weeks...
1) 3 no spend days - managed 2
2) 1 excercise session - OK I'm [email]!!!!!!..will[/email] try again this week - more of a manageable week as not getting ready fo car boot!
3) Car boot on sat - get stuff ready for it & be lethal with junk - did it but SOOO much junk that I have to do another one!! Also much more fun than ebay!
4) Send invoices etc for new work - done & fingers crossed that they have a case ready for me!
This weeks:
1) Sort holiday insurance (I go on the 6th!)
2) Get some of ironing done
3) Bank money from car boot & dont "reward" shop!
4) Start REALLY thinking about giving up smoking on return from hols
5) 1 excercise session (sorry Mel!)Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0 -
Hugs to you Scottish, you have been v quiet recently. Great news on the bank charges!!! And CC payment!!!!
Have been a pile of pants recently so am going to be v focused:
1. Sit down with DS and plan menu for week. He's taking a year out of uni but has a job - am going to charge him board so he starts to learn what life is about, but know that in return he will want input into what he eats!!!
2. 4 no spend days, not counting car parks etc which claim back from work. Won't include any 'disciplined spending' related to 1. in this!
3. Research buying smoothie maker (linked to DS & 1 - he drinks a lot of them which I want to encourage but think cheaper to make own? May convince myself to go on smoothie detox!)
4. 100 minutes on exercise bike!!!!!!:eek: :eek: :eek: Starting with 10 mins for England goal this afternoon!!!
5. Sort out probs with electric, gas & water billing / lack of billing :eek: :eek:
OK, suitably inspired to off to start on 3 & 5 (not 4 though, too scary!!!!!!)A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Ok I'll set myself some goals. Now to think of some...
1. 2 no spend days. hard to have more this week as it's payday, wooh!
2. plan my lunches properly (had a go at this last week, went ok)
3. start my work manual thing
can't actually think of anything else...
Well done on the bank charges scottish! I should think about doing this myself I guessDFW Nerd #104 I :heartpuls my Kittenand my hat :heartpuls
OD Girls on Tour 08 - Barcelona - HUGE SUCCESS!
OD Girls on Tour 09 - Dublin - November!!
If you believe you can achieve innit!
Sexy beer?0 -
Last weeks goals:
1. Negotiate BB deal with NTL - no, must do this week
2. Reply to Argos letter re: refund - no, must do this week
3. 3 No Spend Days (been spending too much lately) - yes
4. Continue No Smoking - errmmm pretty much, slipped and smoked 10 one day but now back on track
5. Clean car inside and out - no
6. Clean downstairs windows again!! - no
What did I do all week??? lol
So, this week's goals:
1. Negotiate BB deal with NTL
2. Reply to Argos letter re: refund. Try and find 2 yr old receipt!
3. No spend days, should do this easily in theory
4. Clean car inside and out
5. Look at budget again, particularly food.
6. No more than £20 on night out on Friday...including petrol for 100 mile round trip!
7. Continue no smoking0
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