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Being obssesed by security

...........I was intrigued by a security offering when I signed into the Alliance and Leicester on-line banking website today. Search around at the base of the initial page and you'll find a link to 'on-line banking security' (or something like that). Read the blurb & download it and you'll see that as you next enter any site that you give personal details, passwords, ID's etc in the address bar there'll be a grey 'square', just outside the right hand side, with a small arrow in it. If you click onto that grey area it'll change to green. From then when you get into that site again it'll be 'secure'. Those wanting more info on current net security go to "Trusteer.com". Apparently some on-line banking phishing scams have stopped making 'mirror' web pages looking like the real one and inserting pop up boxes within the real site asking for personal details. This download stops that.
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Comments

  • Reaper
    Reaper Posts: 7,357 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sounds like a few places have signed up. For balance here is a more wary view of the product:
    http://blog.rlr-uk.com/2009/05/trusteer-or-no-trust-ere.html
  • Jake'sGran
    Jake'sGran Posts: 3,269 Forumite
    My bank are using card readers which I really dislike and for the second time in the last few months I made an error and got locked out. They told me today that all on line banks will be using them eventually. With regard to security in general I only use cards where the site has the gold padlock at the bottom.
  • cottager
    cottager Posts: 934 Forumite
    Reaper wrote: »
    Sounds like a few places have signed up. For balance here is a more wary view of the product:
    http://blog.rlr-uk.com/2009/05/trusteer-or-no-trust-ere.html

    Interesting article. I didn't recognise the Trusteer name from the OP, but reading your link realised it was Rapport which Natwest have been offering for several months whenever you log in. Thought about signing up several times but haven't as for some reason was slightly mistrustful of the claims... no particular reason, just naturally a bit sceptical about these things!
    Jake'sGran wrote: »
    My bank are using card readers which I really dislike and for the second time in the last few months I made an error and got locked out. They told me today that all on line banks will be using them eventually.

    Readers are a bit of a bind, but luckily I haven't had any problems myself and get along with them OK. At least with Natwest you only need it when you create or change a payment arrangement, but at Nationwide (which I use only rarely) it's so far been necessary for every payment made, even on arrangements already set up, which does annoy me!
    Still, personally I prefer readers to Abbey's OTP/mobile scheme... but then that's because I don't have a mobile :D
    ~cottager
  • rb10
    rb10 Posts: 6,334 Forumite
    Jake'sGran wrote: »
    They told me today that all on line banks will be using them eventually.

    Nonsense. The banks that are not using them (like HBOS, HSBC, Lloyds), have announced that they have no plans to implement this.

    I wouldn't be at all surprised if these banks customers never do have to use card readers - the technology will surely become surpassed at some stage.
  • Hadrian
    Hadrian Posts: 283 Forumite
    I use Barclays 'card reader - Pin Sentry' and find reassuring and very easy to use.
  • Icesaver
    Icesaver Posts: 332 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Rapport can cause other programs to malfunction see my post here http://forums.moneysavingexpert.com/showthread.html?t=1579343&page=2
  • Mikeyorks
    Mikeyorks Posts: 10,379 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Jake'sGran wrote: »
    They told me today that all on line banks will be using them eventually.

    Try Halifax - they won't. They've implemented an alternative system whereby they monitor the (IP) address of the PC you Login from. And will 'phone you (automated) if you depart from your normal one. As most fraudsters won't be using your home PC ..... it seems to be working well.

    Unless you Login from a cruise ship .... and haven't provided your mobile on the list of telephone numbers / or don't have it enabled to accept calls out of UK waters!
    If you want to test the depth of the water .........don't use both feet !
  • Hadrian
    Hadrian Posts: 283 Forumite
    On the bank’s site, consumers are given the option of downloading the small (400KB) product to their computers before any transactions. The software, called “Rapport” is from a small IT-security vendor called Trusteer. Rapport provides three layers of security. Part of the solution blocks operating system-level application activity that behaves differently from most ordinary programs, thereby preventing malware from running. Another Rapport feature is specifically aimed at keylogging. Keystrokes are encrypted at the driver level and remain secure until they reach the bank’s site.
    Rapport also aims to fight phishing. The software validates ING’s Internet Protocol address as well as its Secure Sockets Layer (SSL) certification. Users are prevented from entering information into bogus Web sites.
    One main reason banks haven’t provided free products until now is that they don’t want the headaches associated with being responsible for the software". COPIED FROM SECURITY MANAGEMENT'S website.
  • Mikeyorks wrote: »
    Try Halifax - they won't. They've implemented an alternative system whereby they monitor the (IP) address of the PC you Login from. And will 'phone you (automated) if you depart from your normal one. As most fraudsters won't be using your home PC ..... it seems to be working well.
    Majority of home users will have a 'dynamic' IP that changes every time they restart their modem or modem-router rather than a fixed IP. What do they consider "normal" for that to work?
  • amcluesent
    amcluesent Posts: 9,425 Forumite
    edited 12 December 2009 at 12:34PM
    I'd be very happy to login with a username and a confirmation code generated by using the card-reader.

    Getting well-fed up with the increasingly absurd "If 'a' is 1, what number is the second last letter in your password multiplied by the letter after the first 's' in your favourite cuisine' type login challenges. It's getting silly now, First Direct has to be the worst.
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