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What small DFW things have you done today Monday 23rd November

Pippilongstocking
Pippilongstocking Posts: 16,336 Forumite
edited 23 November 2009 at 7:36PM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D:D:D weldcome welcome welcome everyone who's regular or new here today - if you've never posted before give it a go - it does really make you think about what you are spending!!!!! AND goodluck out there - lets do it to them before they do it to us people!!!

Morning all - no thread:eek: so thought I had best start one - being quick incase there's also someone thinking th esame things and we end up with two threads!!

Today:
[STRIKE]Hockey cokey and hang up inside[/STRIKE] x3
[STRIKE]Check banks[/STRIKE] and paid in some rent money for my brother -
PAD to Gargamel (evil credit card bill)
[STRIKE]
Home made lunch
Store cupboard tea
[/STRIKE]
Charge phone and laptop at work (sneaky but effective):rotfl:
[STRIKE]DD has a cello audition today for the scottish yoof orchestra so am keeping everything crossed for her today[/STRIKE]
[STRIKE]Its wet and miserable here so might drag out the slow cooker and make mince and tatties for when we all come home[/STRIKE] - turned out to be spag bog with a wrong label on it from the freezer!
NOM NOM
[STRIKE]Feed chickens[/STRIKE]
Wearing long stripey socks today for luck for DD and also cos its a boring grey miserable day and they give me a laugh
Lots to do at work

Big hugs and waves to all - hope you are all fine and managing to open your eyes on this lovely November wet morning.
Up north its cold but still (unusual) and a bit soggy (not unusual)
Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:
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Comments

  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    :jI started the small things thread - woo hoo - I love this thread!!:j

    Hope everyone's OK today and if SM sneaks a peak in then Good morning to you as well - hope you are good :A

    PS Sorry I am a small child hiding in a 40 year olds body!!

    Catch you all later on!!
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    Morning fay and all to come!
    Not been around for a while - family visiting and general bedlam along with a bad back.
    All back to normal now thankfully!

    Have the day off school to go to my best friend's dad's funeral - its quite a long way away so need time to get there - school were very good about letting me have the whole day.


    So today's list...
    • All food from home (must think of something to have for tea later that uses stuff already in)
    • Put petrol in using Mr T money off voucher
    • Put dry washing away
    • Walk dog x3 (already done 1)
    • Write two lessons so I'm completely up to date
    • Drive sensibly to funeral to minimise petrol use
    • Phone hairdresser
    • Phone FP clinic
    • Check banks - moved £1000 tax overpayment refund to different account to make sure I don't spend it - am paying off a loan early with it
    • Checked quidco - £70 payment has finally been received by them so hopefully I'll get it this month - will go towards Xmas
    • Bought a load of Xmas pressies on the weekend and have moved the money from a little savings account to current account to pay for them - glad I put cash away every month while I was still working - will only have to find about £100 extra
    • Checked survey balance - only £1.50 to go before next £10 voucher
    That's it for today - have a good one!
    January grocery spending - £82.73/ £120
  • honeybear_2
    honeybear_2 Posts: 3,914 Forumite
    Morning all

    I've got a manky cold so staying home. Would have been a NSD but needed milk & lemsips :rolleyes: :D

    So, cold permitting, I will:
    • do some washing
    • wrap some Christmas presents
    • check accounts online
    • browse the 'net for other present ideas
    • try to keep warm with jumpers & hot water bottle for as long as poss before resorting to heating
    • make soup - nom nom nom
    • keep fingers crossed for Fay's DD ;)
    @ LBM = £15,872.65, now £10,819.82
    AF Jan = 7/? Feb = 5/14 Mar = 14/20 Apr = 6/14 May = 2/14 June 2/14 July 0/TF Aug 1/TFv Sept 6/TF Oct 4/7
    "NEVER DOUBT YOUR OWN QUALITY"
  • catmiaow
    catmiaow Posts: 5,954 Forumite
    1,000 Posts Combo Breaker
    edited 23 November 2009 at 4:53PM
    Morning all,

    Back to work tomorrow :(

    Today I will:

    [STRIKE]See to pets[/STRIKE]
    Shower rather than bath
    Food from freezer/fridge - Lunch out but got 25% off :)
    [STRIKE]Take crap from spare room to dump[/STRIKE]
    Get lunch stuff for work from Tesco
    [STRIKE]Went bowling with partner, got discount as its off peak :)[/STRIKE]
    [STRIKE]Post test letters[/STRIKE]
    [STRIKE]Call to confirm interview attendance(It is a job I really want, so very nervous oh no)[/STRIKE]
    [STRIKE]Pop in to see my nan[/STRIKE]

    Hope everyone has a good day :)
    No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:

    Thanks to everyone who posts competitions. You are the stars of the board :T:j:T
  • katylittlelady
    katylittlelady Posts: 536 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 23 November 2009 at 5:51PM
    Morning all!

    Day off today after busy weekend working! Lots of bits to do so hopefully writing my list will focus my efforts!
    • [STRIKE]Daily competitions[/STRIKE]
    • [STRIKE]Daily S/C[/STRIKE]
    • [STRIKE]Daily lotteries[/STRIKE]
    • [STRIKE]Any surveys[/STRIKE]
    • [STRIKE]Flylady tasks[/STRIKE]
    • [STRIKE]Washing up[/STRIKE]
    • [STRIKE]Sort out washing[/STRIKE]
    • Read some of playwright books
    • See about sending letters and getting writing published
    See you all later x x
    Thank you to all posters:beer:
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Rachel sorry to hear about the funeral - xx

    catmiaow goodluck with the interview confirming phone call

    HB - keep warm hunny bearflu is horrid - embrace the soup is it your friend!
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Queen.Bess
    Queen.Bess Posts: 1,062 Forumite
    Woow, well done everyone - what a list! Mine seems incredibly paultry compared! But I am:

    Going to buy niece's Xmas present using Nectar points at Argos
    Check bank account balances
    Check mystery shop website for any jobs
    Buy some tights from M&S using AndMore vouchers

    So not a bad list - might do some more when I get home tonight, but the above's a start!

    Have a good day all!
    Official DFW Nerd Club #20 :cool: Proud To Be Dealing With My Debts :D DFW Long Hauler #109 :o

    Slowly, Slowly = Oct '09: £30693, Aug '15: £14820. Could Be Debt Free April 2020, but hoping for sooner!
  • Katy83
    Katy83 Posts: 531 Forumite
    Debt-free and Proud!
    Afternoon everyone,

    HB - keeping warm and lots of soup are definitely the best thing.
    Rachel - sorry to hear about funeral (hugs)
    Catmiaow - great news about interview, well done!

    Fay, your 2nd post made me laugh!

    My list for today:
    • Check banking
    • Update spreadsheet
    • Breakfast and lunch from stores
    • Dinner from plan (vegetable bake and beans)
    • Charge phone at work
    • Free fruit and tea from work
    • No heating on in morning
    • Speak to new job about start date (5th Jan :j)
    • Go for a swim after work
    That's it for me - must run, boss it back! :eek: xx
    LBM 17th August 2009 Debt at LBM £18,612 Proud to be dealing with my debts.
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Katy83 - well done and goodluck with organising new job about start date (5th Jan :j)

    Queen>Bess - you sound like you have lots on!! -

    Katy - I am a big kid!!
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • savingforarainyday
    savingforarainyday Posts: 653 Forumite
    Part of the Furniture Combo Breaker
    Afternoon everyone,

    and a special thank you to the ever excitable fay for starting the thread today:D. I love this thread too, just not had much chance to post recently.

    Hugs to everyone who needs them, whether they are poorly, sad or those who just need a hug.

    Today I have/will

    Taken ds to docs re painful foot, doc asked if we had ibuprofen, I shook my head sadly so she prescribed him a load of free ones, otherwise it would have cost me a bomb.

    Checked online banking. hmm:o
    Paid dd fuel money, not mse for me, but it is for her
    Went to morrisons and bought baileys, with £1 off voucher, so was a real good deal. Safely put up for crimbo
    Lunch and Breakfast, stuff used up in fridge
    Dinner from freezer
    Will ring friend in bit using free minutes to plan her week off:D
    Had text from SIL re our seed order. £52:eek:. Still cant complain at £26 each for entire year. (told you it was gardeners !!!!!!:rotfl:)
    I will go and hoover and dust upstairs, as it is already quite tidy and should be easier.

    I will be back later to have a leisurely read of mse.

    It is really dark here and its only quarter to two in the afternoon. So I have my rudolph the rednose reindeer socks on and my sparkly blue and pink scarf. Just to brighten me up...... and keep me warm.
    My finances are work in progress.
    Normal veiwing will resume shortly
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