best prepaid credit card for expenses

Barclays do a credit card that you pay off in full every month.

Haven't come across a pre-paid expenses card (although I wouldn't need one anyway) but we have Coop Visa cards (we bank with Unity Trust, but Coop provide the Credit cards) and the charge is £2 per person per month. We get monthly bills, which we pay by Direct Debit while requiring everyone to itemise their expenditure and provide receipts, but quarterly they send a big listing which is split into petrol, hotels etc.

You can have an overall credit limit, but also individual credit limits, which we have set at different levels for different people, according to their needs.

Cashplus at £29.99 per year and instant online viewing. No charge for usage.

Despite my earlier comment about not needing one, I'm now looking into this.

I will have a quick look at the others already mentioned but have been sent details about altocard - anyone used or have any comments? It's a Mastercard.

Main charges relevant to us seem to be £6 to set up a new card, 50p to top it up, and a £5 admin charge to shut it down and have balance transferred back to us, which means that as long as someone stays with us for a year and doesn't have it topped up every week it should work out cheaper than our visa cards which cost us £2 per card per month. Although we would probably give out more of these out than we would Visa cards ...

You can withdraw cash, but I wouldn't want people to do this as there is a charge. No charge to use in UK, and we wouldn't use it abroad.

dezzy31 wrote: »

Iv'e been researching these cards and find there's a few forums slating these company's. I'm trying to find one which will allow you to have your business name on the card not the individual. If anyone can help I would be grateful.

Would be good if you could point to any comments on them.

I think the altocard has the individual's name, and they are issued to an individual via the company, so it could be that you won't find one JUST in the name of the company - is that what you were after?

The Coop Visa cards we have atm have both the individual and the company's name on two lines, which is sometimes problematic if you're trying to buy online. If there's one box for the name it seems to be OK to put SS Surname Fantastic Charity Limited, but if there are boxes for the firstname and surname it often doesn't like having all that information split between the boxes, and the card gets rejected because there's a discrepancy between what I've entered and the name as it appears on the card!

Frustrating ...