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Stakeholder Protection Fund
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oceanobsession
Posts: 32 Forumite
Hello everyone. ive had my statement for this year and ive lost out bigtime £1,124.62 investment losses since 1st may 2008, this is my third
year in the standard life stakeholder scheme looking at the funds available
the stakeholder protection fund has done ok 2 years on the trot should i
get into it maybe
cheers oceanobsession
year in the standard life stakeholder scheme looking at the funds available
the stakeholder protection fund has done ok 2 years on the trot should i
get into it maybe
cheers oceanobsession
0
Comments
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What is the size of your fund? A £1,124.62 loss might not be too bad if it is a big pot.
You haven't given enough details to allow anyone to assess what funds would be most appropriate for you.If I had a pound for every time I didn't play the lottery...0 -
ive had my statement for this year and ive lost out bigtime £1,124.62 investment losses since 1st may 2008
Wish I had only suffered a £1124 loss.
Investments zig zag in value. Always have, always will. You cant have 6 years of double digit returns without expecting a couple of negatives in there at some point.
Even when negatives come, its no big deal unless you are retiring in the next year or two. You are now buying your investments much cheaper. It will be these that go on to make the most money.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Sorry this is my statement it come today.
stakeholder managed fund units 1,110.333 price 117.5 total £1,304.62
stakeholder property fund units 907.058 price 120.8 total £1,095.57
stakeholder uk equity fund units 1,135.124 price 100.8 total £1,143.30
stakeholder bgi uk equity index fund units 1,296.278 price 90.4 total £1,171.63
all funds £4,715.12
investment losses since 1st may 2008 £1,124.62
thats it started it three years ago 25% into each fund
total paid in since started £6,007.57
cheers oceanobsession0 -
So about 19% down. Not at all bad given that mixture.
Why do you have both the uk equity fund units and the bgi uk equity index fund units? Those sound like very much the same thing.0 -
So about 19% down. Not at all bad given that mixture.
Why do you have both the uk equity fund units and the bgi uk equity index fund units? Those sound like very much the same thing.
i dont know what im doing , i picked these funds because of a high fund
value lots of people investing in that fund must be a good sign, also i
looked at the previous 5 years investments thats how i picked these,
property should come back
the managed fund seems to invest in things that everyone cant do without.
the 2 uk equity funds im thinking about changing, they seem to invest in
the things that are more effected by the global downturn if it were your
investments what would you do cheers oceanobsession0 -
i picked these funds because of a high fund value lots of people investing in that fund must be a good sign
Or because its been available longer.... or its on other contracts with a lesser choice.....the managed fund seems to invest in things that everyone cant do without.
its a jack of all trades, master of none fund. Aimed at the inexperienced investor. Never will be the best fund but it prevents you from doing damage by picking a random selection of funds without knowing what you are doing.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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