We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

out of the woodwork

hi

just wanted to ask what to do about this :mad:

got Ad on the 17th April :T this morning i get a
letter from JB Debt Recovery saying one of my
debts had been sold to them by Capquest,
now i know for a fact i only had one big debt CT
and a wee one to the bank and my OR knew
about them

What do i do about this letter. we have never heard anything
for over a year now and now we get this :eek:

thanks
kas xx
br no 188 ;) AD 17th apr 09:D
:Dmortgage free 22/5/09:D
:Ddebt free 11/8/09:D
:j#18 £2 saver = £ :T sealed pot #333
silent member of mikes mob
i will lose weight :rolleyes: i will sort my house :o
«13

Comments

  • dottydora
    dottydora Posts: 441 Forumite
    Part of the Furniture Combo Breaker
    I don't know but i would guess you refer them to the OR.
  • gettingbetter
    gettingbetter Posts: 1,449 Forumite
    Mortgage-free Glee!
    hi dotty
    thanks for replying
    i would but the or has
    wrapped up my case

    kas xx
    br no 188 ;) AD 17th apr 09:D
    :Dmortgage free 22/5/09:D
    :Ddebt free 11/8/09:D
    :j#18 £2 saver = £ :T sealed pot #333
    silent member of mikes mob
    i will lose weight :rolleyes: i will sort my house :o
  • dottydora
    dottydora Posts: 441 Forumite
    Part of the Furniture Combo Breaker
    No idea then, what a pain! I'm sure someone will know, otherwise I'd ask CAB. Not much help sorry. Good luck with it.
  • Doesn't matter if you have been discharged, send a copy to your OR and ask him to tell them to go away. Also might be worth sending a copy of your bankruptcy order to them as well, recorded delivery.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • gettingbetter
    gettingbetter Posts: 1,449 Forumite
    Mortgage-free Glee!
    hi btdtsh,

    thanks for your reply
    guess that i am just
    a bit miffed that they
    can still come after me now

    will the or tell me i have to pay it

    kas xx
    br no 188 ;) AD 17th apr 09:D
    :Dmortgage free 22/5/09:D
    :Ddebt free 11/8/09:D
    :j#18 £2 saver = £ :T sealed pot #333
    silent member of mikes mob
    i will lose weight :rolleyes: i will sort my house :o
  • dottydora
    dottydora Posts: 441 Forumite
    Part of the Furniture Combo Breaker
    hi btdtsh,

    thanks for your reply
    guess that i am just
    a bit miffed that they
    can still come after me now

    will the or tell me i have to pay it

    kas xx

    I dont think so if it was pre BR
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Doesn't matter if you have been discharged, send a copy to your OR and ask him to tell them to go away. Also might be worth sending a copy of your bankruptcy order to them as well, recorded delivery.

    Exactly. :)

    If it is a pre BR debt, then it is still goes to the OR. Discharged or not.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • gettingbetter
    gettingbetter Posts: 1,449 Forumite
    Mortgage-free Glee!
    thankyou

    kas xx
    br no 188 ;) AD 17th apr 09:D
    :Dmortgage free 22/5/09:D
    :Ddebt free 11/8/09:D
    :j#18 £2 saver = £ :T sealed pot #333
    silent member of mikes mob
    i will lose weight :rolleyes: i will sort my house :o
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    All you should have to do is send them a copy of your BR certificate.

    :j :j


  • Lost2
    Lost2 Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You also never acknowledge a dept, as they can then
    come after you.
    Have you been BR in the last 6 years?
    Sealed Pot Number 018 🎄2009..£950.50 🎄2010..£256 🎄 2011..£526 🎄2012..£548.80 🎄2013...£758.88🎄2014...£510 🎄2015...£604.78 🎄2016...£704.50 🎄2017...£475 🎄2018...£1979.12 🎄2019...£408.88🎄2020...£1200.63...🎄2021…£588 🎄2022 £672… 🎄2023 £3,783.90 🎄2024…£3,882.57🎄2025…£4083.🎄2026
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.7K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.6K Spending & Discounts
  • 245.8K Work, Benefits & Business
  • 601.8K Mortgages, Homes & Bills
  • 177.7K Life & Family
  • 259.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.