Barclays Reserve: what happens if you opt out?

natweststaffmember · 6 April 2009 at 8:49PM

I have never banked with Barclays and I dread to say these words but this may have been asked before

If you OPT OUT of the reserve and you exceed your overdraft limit, or have items returned, how much do you get charged? I have tried the usual approach of reading through the charges section plus the FAQ's about the reserve but I don't know the answer.
Over to you guys......I am sure you will know

Extant · 6 April 2009 at 9:05PM

We send thugs around to break your legs.

You get charged £8 per transaction for returned/unpaid items, and £8 for any guaranteed items (cheques, floor limit card purchases).

never-in-doubt · 7 April 2009 at 2:04AM

natweststaffmember wrote: »

I have never banked with Barclays and I dread to say these words but this may have been asked before
If you OPT OUT of the reserve and you exceed your overdraft limit, or have items returned, how much do you get charged? I have tried the usual approach of reading through the charges section plus the FAQ's about the reserve but I don't know the answer.
Over to you guys......I am sure you will know

Hi Nattie, glad to see you're still with us...... have you deserted CAG in favour of MSE now then? Have you soerted a job yet, go join Halifax - at least you could say you've had experience of being on TV (lol just kidding mate

)

natweststaffmember · 7 April 2009 at 9:14AM

never-in-doubt wrote: »

Hi Nattie, glad to see you're still with us...... have you deserted CAG in favour of MSE now then?
I am more on Legal Beagles than CAG but mostly in the Reclaims boards on MSE.
Have you soerted a job yet, go join Halifax - at least you could say you've had experience of being on TV (lol just kidding mate )

ROFL, at the Halifax thing.

Barclays Reserve: what happens if you opt out?

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