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Anyone who has a problem with 1st Credit!

Arwen
Arwen Posts: 171 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker
in Debt-free wannabe
May be interested in this

http://www.oft.gov.uk/news/press/2009/20-09

Please report them,if they continue to fall foul of OFT guidelines:D
Debts :Paypal £1981.32
Monzo Loan £4278.16
Virgin CC £2137 0% until Dec 23
HSBC £5471.01 0% until Feb 2025
Emergency pot £404.47/2500
1p Savings Challenge £1.45/660
52 week Savings: £22.00/1400

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Comments

  • Orion63
    Orion63 Posts: 7 Forumite
    This is priceless. No wonder they've stopped sending me letters; they must be looking at a way to take a step back and provide everything to me that they legally should do - or maybe they're thinking that they should write it off because I'm not rolling over and dying (unlikly, but I can dream)
  • tirednurse_2
    tirednurse_2 Posts: 197 Forumite
    I had problems with 1st Credit some time ago. They threatened me with all sorts including telling me they could make me bankrupt. I also had to ring 'em on a premium rate number.

    I reported them to Trading Standards. Looks like they do take notice.

    Tired x
  • RAS
    RAS Posts: 35,317 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Please report any DCA who engage in this sort of tactic as the OFT are looking at other besides 1st Crudit.
    If you've have not made a mistake, you've made nothing
  • bathgatebuyer
    bathgatebuyer Posts: 2,522 Forumite
    Part of the Furniture Combo Breaker
    1st Credit used to chase me for someone else's gas bill - someone who had the same first initial and surname as me. They just ignored the fact that he was a guy and I'm not!

    Horrible bullies who said they would stop calling if I paid them even after Scottish Gas told them they were happy that the debt had nothing to do with me at all.

    Ouch!

    "Failure to comply with the requirements could lead to a fine of up to £50,000 for each occurance and/or possible revocation of 1st Credit's consumer credit licence".

    :rotfl::j
    Almost debt-free, but certainly even with the Banks!
  • RAS
    RAS Posts: 35,317 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    bathgatebuyer wrote: »

    "Failure to comply with the requirements could lead to a fine of up to £50,000 for each occurance and/or possible revocation of 1st Credit's consumer credit licence".

    :rotfl::j


    :D:D:D:D:D:D:D:D:D:D:D:D:D:D

    Please?

    Pretty please??
    If you've have not made a mistake, you've made nothing
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    bathgatebuyer wrote: »
    "Failure to comply with the requirements could lead to a fine of up to £50,000 for each occurance and/or possible revocation of 1st Credit's consumer credit licence".

    :rotfl::j

    If they could backdate that, 1st Crudit would have a bigger loss than RBOS. :rotfl::rolleyes:
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • RAS
    RAS Posts: 35,317 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    fermi wrote: »
    If they could backdate that, 1st Crudit would have a bigger loss than RBOS. :rotfl::rolleyes:

    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

    I would love to see AK, Moocroft, lowlife and few others in the same state.
    If you've have not made a mistake, you've made nothing
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    RAS wrote: »
    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

    I would love to see AK, Moocroft, lowlife and few others in the same state.

    So would I. They have gotta be on the OFTs radar?

    Even BBC Watchdog have picked up on LowLifes. ;)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • RAS
    RAS Posts: 35,317 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Just going to bump this, even if one OP advised that 1st credit was recently polite on the phone.
    If you've have not made a mistake, you've made nothing
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    RAS wrote: »
    Just going to bump this, even if one OP advised that 1st credit was recently polite on the phone.

    I'm sure they would revert to type if not kept an eye on, so the bump is just as well. ;)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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