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Barclaycard - DD Payments This Month
leicsmarkyr
Posts: 560 Forumite
in Credit cards
Anyone been having issues with DDs this months with BarclayCard, mainly on the old Goldfish side.
First the payment was meant to occur on 29 October or immediately after - it did not and occurred on 10th November
Second the payment has gone through but they have classed it as a cheque payment at their end in clearing even though says DD Payment on the statement screen via online banking. Because of this they have put a pending authorisation on in case the 'so called cheque' does not clear. And this will stay on for 5 days!
Wouldn't be do bad but seeing as I pay in full every month and the payment was nearly £2500 so with current transactions I have about £300 to spend. Great just when I am off to a hotel this weekend
First the payment was meant to occur on 29 October or immediately after - it did not and occurred on 10th November
Second the payment has gone through but they have classed it as a cheque payment at their end in clearing even though says DD Payment on the statement screen via online banking. Because of this they have put a pending authorisation on in case the 'so called cheque' does not clear. And this will stay on for 5 days!
Wouldn't be do bad but seeing as I pay in full every month and the payment was nearly £2500 so with current transactions I have about £300 to spend. Great just when I am off to a hotel this weekend
0
Comments
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I am a Barclaycard user, though have never had a Goldfish! But have certainly had payment problems with Barclaycard in the past, mainly to do with them changing the payment dates and having 2 in one month for full balance payments by DD, when there was only funds in the account for one every month!! :eek:
I have now stopped DD and set up the payments myself every month and it is so easy!
When I get the Barclaycard statement, I look at the Pay at a bank by date, then go on to Nationwide and set up the payment to go on that date from a Flex account, which I have set up just for Barclaycard payments, as it is easy to have more then one with them.
I also at the same time, arrange for my money to come out of my Nationwide e savings into that Flex account the day before, so that it is there ready to go for the CC payment, but is still earning interest until needed.
It all takes about 10 minutes at most, and keeps me firmly in control. Plus I have all the details on my Nationwide banking, of what I do and when, so if there is any !!!! up with the transfer not happening, it is not my fault.
"Life is difficult. Life is a series of problems. What makes life difficult is that the process of confronting and solving problems is a painful one." M Scott Peck. The Road Less Travelled.0
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