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SAVINGS RATE WIRE - UPDATED – 26TH September 2008

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SAVINGS RATE WIRE - UPDATED – 26TH September 2008

NOTE: Financial Services Compensation Scheme limit £35,000 per provider


RED highest current rate

Sources: emoneyfacts, moneysupermarket.com, find.co.uk, digitallook

FIXED RATES
Icesave Fixed Rate Savings 7.06%
Anglo Irish Bank Fixed Rate Bond 7.00%
Heritable Bank 2 Yr Fixed Rate Bond 24 6.80%
Bradford & Bingley 2 Year Fixed Rate Bond Issue 4 6.75%

FIXED RATE ISA (Tax free)
Scarborough BS 1 Year ISA Bond 6.30%
Bradford & Bingley 1 Year Fixed Rate ISA Issue 4 6.25%
Principality BS Fixed Rate ISA Issue 39 (2008-2009) 6.25%
Newcastle BS Newcastle Secure ISA 6.20%
Julian Hodge Bank 1 Year Fixed ISA 6.20%
Nationwide BS 3 Year Fixed Rate ISA Bond 6.15%

CASH ISA (Tax free)
Manchester BS Premier ISA Issue 2 6.50% Rate includes 1.00% bonus
Ruffler Bank Cash ISA 6.11%
Icesave Easy Access ISA 6.10%
Barclays Bank Tax Haven ISA 6.08% Rate includes 1.00% bonus for 12 months
Egg Egg Cash ISA 6.05%
National Counties BS Guaranteed Cash ISA 2008/09 6.01%

INTERNET
Bradford & Bingley Internet Saver Issue 3 6.51%
Intelligent Finance (HBOS-Lloyds) isaver 6.40%
Kaupthing Edge Savings 6.36%
Birmingham Midshires (HBOS-Lloyds) e-Saver Issue 2 6.33%
Icesave Easy Access Savings 6.30%
AA (HBOS-Lloyds) AA Internet Saver 6.28%

NOTICE
Anglo Irish Bank 7 Day Notice Issue 2 6.55%
Derbyshire BS Postal 60 Triple Guarantee 6.55%
Chelsea BS 90 Day Notice Issue 2 6.50%
Progressive BS Postal 7 Day Notice 6.45%
Chelsea BS Triple Guarantee 2nd Issue 6.40%
Chelsea BS Call Direct 50 6.30%

NO NOTICE
West Bromwich BS Stratus No Notice 6.56%
Scarborough BS Balance Builder Issue 1 6.51%
Heritable Bank Direct Saver Issue 1 6.41%
Anglo Irish Bank Easy Access Deposit Issue 2 6.40%
Chelsea BS Rainy Day Savings Issue 3 6.10%
Beverley BS Postal Account 5.50%

REGULAR
Darlington BS Monthly Supersaver 8.00%
Barclays Bank Monthly Savings 7.49%
Abbey Fixed Monthly Saver 7 7.25%
Principality BS Regular Saver Bond 5 7.00%
Skipton BS Special Saver 6.80%
Skipton BS Christmas Saver Iss 2 6.80%

CHILDREN’S SAVINGS
Halifax (HBOS-Lloyds) Children's Regular Saver 10.00%
Clydesdale Bank Child's Savings Bond 6.00%
Halifax (HBOS-Lloyds) Save4it 5.55%
Chelsea BS Ready Steady Save 5.45%
Yorkshire BS One Day 5.33%
Nationwide BS Smart 5.20%
Skoolmaster

Noblesse Oblige
shedful of passbooks and bonds

Comments

  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    In future I think you should do AERs instead of normal rate. For instance, Barclays ISA is 6.25% AER which is what I prefer to look at rather than the 6.08% monthly rate.
  • alanq
    alanq Posts: 4,216 Forumite
    1,000 Posts Combo Breaker
    I wonder why Cheshire Building Society was omitted. 6.8% fixed for 1,2 or 3 years.
  • Savings Rate Wire goes out to around 20 different financial sites ....

    buy a calculator ?
    Skoolmaster

    Noblesse Oblige
    shedful of passbooks and bonds
  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    Eh? Theres no way to tell if the rates are monthly or annualy so its a rubbish comparison?

    I would assume that the 6.08% is annually when infact its not at all.
  • http://www.themoneybag.com/vb/showthread.php?t=39762

    Savings Rate Wire archive for past 12 months
    Skoolmaster

    Noblesse Oblige
    shedful of passbooks and bonds
  • Jonbvn
    Jonbvn Posts: 5,562 Forumite
    Part of the Furniture 1,000 Posts
    Why no Kaupthing Edge fixed rate accounts? KE's 1-yr and 3-yr fixes are far superior to the above quoted figures.....

    Using the gross rates is a deliberate obfuscation. Comparing gross rates paying at different intervals is about as much use as an ashtray on a motorbike.

    Compare the AER's only.
    In case you hadn't already worked it out - the entire global financial system is predicated on the assumption that you're an idiot:cool:
  • Is there something wrong with Natwest's Cash ISA that keeps it out of the list?

    6.67% to 7.32% depending on amount transferred in...
This discussion has been closed.
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