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'Credit Reference Agencies - Who uses who' article
uptheblades
Posts: 79 Forumite
in Credit cards
Just received the following in the moneytips newsletter...
http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1129725802,83707
Based on this, is it saying if you have a bad rating with say Equifax & Experian, it doesn't matter with American Express & Skipton Building Society as they don't use them?
I'm a tad confused and don't want to apply for anything if I'm going to be rejected!
Thanks.
http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1129725802,83707
Based on this, is it saying if you have a bad rating with say Equifax & Experian, it doesn't matter with American Express & Skipton Building Society as they don't use them?
I'm a tad confused and don't want to apply for anything if I'm going to be rejected!
Thanks.
0
Comments
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American Express do use Experian and, I am told, they also sometimes use Equifax. They also report account activity to both CRAs.
ClarimanAuthor of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk0
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