We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Billy and Lily's innuendo-free post
LilyBart
Posts: 1,171 Forumite
Well, so far anyway...
We're home. We survived. Billy may wish to add his own impressions but from my perspective it was rather drab, very no-frills, perfectly civil, and strangely like the boarding process for EasyJet. (You pays your money, you takes your choice.) My hands were trembling but, as several people had warned me, it was actually pretty obvious that although this was a life-event for me and Billy, it was just another rather dull day at the office for all those working at the court.
For those about to do it: the people are polite, no-one makes you feel stupid for asking questions. At no point are you made to feel like a criminal. And you are, in our court, up with people challenging parking offences and all sorts of small claims stuff. It isn't like anything on telly or in the movies. Nobody swooshes around looking dynamic and authoritative and as though they're about to create radical precedents in British law, and I didn't see anyone who looked like they were hiding a yacht or who hadn't eaten for a week, except a rather confused-looking gentleman who kept saying (unnecessarily) "I'm an alcoholic, you know!"
So I'm glad it's over, but to be totally frank, it isn't a yippee moment or even a phew moment. At least, not for me. (My phew moment came when we knew the LL was ok with us staying here.) It's more like one stage of a longer process. I think the next phew moment will come when all the details of the budget have been hammered out with the OR, and when we've sent the keys to the house back to the mortgage company. Actually, perhaps there will be lots of little muted phews? Certainly I am very much looking forward to an end to the stream of calls from various creditors.
Incidentally, for those who care about such things, white shirt, black wide-legged trousers, black ballerinas, minimal make-up, clean hair.
And no pearl necklace!!!!
Lily x
We're home. We survived. Billy may wish to add his own impressions but from my perspective it was rather drab, very no-frills, perfectly civil, and strangely like the boarding process for EasyJet. (You pays your money, you takes your choice.) My hands were trembling but, as several people had warned me, it was actually pretty obvious that although this was a life-event for me and Billy, it was just another rather dull day at the office for all those working at the court.
For those about to do it: the people are polite, no-one makes you feel stupid for asking questions. At no point are you made to feel like a criminal. And you are, in our court, up with people challenging parking offences and all sorts of small claims stuff. It isn't like anything on telly or in the movies. Nobody swooshes around looking dynamic and authoritative and as though they're about to create radical precedents in British law, and I didn't see anyone who looked like they were hiding a yacht or who hadn't eaten for a week, except a rather confused-looking gentleman who kept saying (unnecessarily) "I'm an alcoholic, you know!"
So I'm glad it's over, but to be totally frank, it isn't a yippee moment or even a phew moment. At least, not for me. (My phew moment came when we knew the LL was ok with us staying here.) It's more like one stage of a longer process. I think the next phew moment will come when all the details of the budget have been hammered out with the OR, and when we've sent the keys to the house back to the mortgage company. Actually, perhaps there will be lots of little muted phews? Certainly I am very much looking forward to an end to the stream of calls from various creditors.
Incidentally, for those who care about such things, white shirt, black wide-legged trousers, black ballerinas, minimal make-up, clean hair.
And no pearl necklace!!!!
Lily x
0
Comments
-
Glad it went well and good luck for the future!!\\ Debt Free April 2008 //\\ Single Mummy to 1 boy - 4 years & 5 months old //\\ Last weeks spend: £139.39 - 2 NSDs //0
-
Glad it all went smoothly today.
Today is the first day of your debt free life
:D BSCno.87The only stupid question is an unasked oneLoving life as a Kernow Hippy0 -
Pleased it went well for you both
:hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
Glad all was well lily and billy. Sorry no necklace but then you can not win em all.:DFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
Loved the title of this :rotfl: Glad it went well for you, and know exactly what you mean about the muted 'phew' - OR, house keys, etc are all ahead of us too. Well done to you and Billy for getting through this step.Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848"He who laughs last didn't get it!" :rotfl:BSC 134
0 -
Great news Lily and Billy, you have so exactly summed up the court atmosphere, am sure any to be BRs reading that will gratefully give a little "phew".Bankrupt 11th June 2008
Automatic Discharge 11th June 20090 -
congratualtions, on getting over the hurdle."Well, that sounds like a pretty good deal. But I think I got a better one. How about I give you the finger, and you give me my phone call"
"There is no spoon"
~~MSE BSC member #172~~0 -
Well done, Im glad it went ok for you.0
-
Well done,
Glad it all went well for you, you've summed up the court experience in a nutshell barr perhaps the elderly man confessing to be an alcoholic....:D
Glad it went ok too, it was the same for me too, I expected to feel really relieved and happier but I felt like nothing had changed and it took a while for it all to hit home....:o
It can only get better though and takes a while to sink in , so congrats and have a nice drinkie poo!!!:beer:
Tigerlily x*BSC member 159*If you can't get rid of the skeleton in your closet, you'd best teach it to dance.....:D
0 -
Excellent news lily.
Glad it all went so so well. Now look forward to the rest of your debt free life.:T
Dave X
BSC MEMBER NO. 125:D
BR - 16th June 2008 AD - 16th June 2009:DIs it nice to be important or MORE important to be nice.:D0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards