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[MSE Wendy]

This discussion relates to the

Tart Alert Article

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[davemktm]

What's the best thing to do with cards that have been used for 'tarting' and then finished with? ie moved on to new card deal. Do I cancel my old card or just cut it up?

[mark mywurdz]

Originally Posted by davemktm

What's the best thing to do with cards that have been used for 'tarting' and then finished with? ie moved on to new card deal. Do I cancel my old card or just cut it up?

dave, i'm just in the process of losing my virginity & becoming a tart. I'm hoping to transfer my current credit card debt onto the 'Abbey Zero' credit card, as recommended by Martin, as it comes with 6 month 0% interest & is fees free, then i'm hoping to 'tart' again (using the 'tart alert' of course).
During the application process, the very pleasant Abbey advisor did mention that from some time in the near future (sorry, can't remember the exact date), there'll be a ten pound charge every 6 months that the card is not used. So in answer to your question you should contact whichever card company your with & don't just cut the card up but cancel it, as i strongly suspect that if Abbey are adopting this charge then i'd expect 'em all to get on board..............i'm guessing the ten quid charge is directly aimed at us 'tarts'!
Hope this helps.

[winnywitch]

So Mark just to clarify, once i have transfered my balance to another 0% credit card i phone and cancel my old card?

Is it then possible to reapply when then have anther other 0% offer on, say in a year or so time?

Thanks