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Alliance and Leciester a/c ?
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Ah well that's it then, I opened my Premier Direct account in Feb this year so give it time eh.Tori_Bellatrix wrote: »About 13 months now .. the first couple were U's but after that they reported zero's.Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
wow i did'nt realise this about leaving the u for unrecorded,, anyhow just like to share my experience i have 20k debt paying this off thru dmp and was surprised to be accepted for a and l premier current account so i am trying to prove my credit history now i have this debit card i hope ... does any1 else know how to improve your credit score i am on the electoral roll and have been paying to dmp every month without missing payment via s/o ?0
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Try here; www.themonumentcard.co.uk they help people with past and only search Call Credit at the moment so you might get accepted, they tell you instantly if you have been accepted or not. I got mine today £500 @ 26.6% Apr.whowantsin wrote: »wow i did'nt realise this about leaving the u for unrecorded,, anyhow just like to share my experience i have 20k debt paying this off thru dmp and was surprised to be accepted for a and l premier current account so i am trying to prove my credit history now i have this debit card i hope ... does any1 else know how to improve your credit score i am on the electoral roll and have been paying to dmp every month without missing payment via s/o ?Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
it does not seem to have a contact number on their website a bit strange for a company or am being silly and not see it ?0
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It's not strictly "unrecorded"...more "nothing to report (yet)"....they dont record status [0] instead they put status unrecorded, so it doesn't do much for your credit rating. It not bad but it isnt good either.
Status codes are described in this Experian publication...
http://experian.metafaq.com/resources/experian/Downloads/Credit_report_explained
(page 11 for credit cards, and page 15 for current accounts)0 -
From the Experian web site "A lender must always get your permission before making a search of our records. If you
asked the organisation for a quote rather than applying for credit, this should be shown
on the search record. These records are called ‘quotation searches’ and lenders will
know that they don’t represent credit applications. (Quotes can be given for credit cards,
insurance, personal loans, mortgages, store cards, or bills)." Not true, no UK credit card or mobile phone company will do a quotation search for you, I have spoken to 99.9% of them over the years and they say there is no such thing, full credit search or not at all. So why do Experian publish such rubbish?Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
maybe just to cover their own bk by saying this and making out they are all by the book0
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Does any1 out there know when allaince and leciester credit check or credit score for ie accounts, loans etc which company do they normally use is it experien,, eqifax or the other one i cannot remember lol ? plz help i have an premier accout with them a little surprised as i owe 20k debt which i am paying off via dmp and did'nt expect to get a chq book debit card etc i'l be also getting my wages paid in so will apply in a few months for a overdraft did'nt apply for it as did'nt expect to get this account0
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