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How much have/will you spend today Sunday 11/2 & the new Sun to Fri challenge :)

moozie_2
moozie_2 Posts: 3,063 Forumite
Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
in Debt-free wannabe
Good afternoon lovely DFWs :)

I am continuing the lazy weekend by logging on from our bed, with coffee and toast by my side :D Bliss!

Now, I looked for last week's challenge and I couldn't find it :confused: I'm sorry I didn't set it up for a couple of weeks but as you may have read, I've had some personal issues to deal with. I am back now though and it's time to put some rears on the naughty step :rotfl:

So let's have some updates from last week and new budgets from today. I was within budget for last week and will pledge £25 for this week. Payday at the end of it and can't wait to pay off some more of my debt! :j Non spender today as I am not leaving the house (or bed if I can help it :D)

Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anythng else.

The reason the challenge is up to Friday is that I like to give myself a day off the counting and let my hair down a bit

Have a great week everyone and keep it low!!!

Moozie x

PS Rog2.....hope you are OK x
Leason learnt :beer:
«134567

Comments

  • kathfisch
    kathfisch Posts: 3,042 Forumite
    Hopefully a NSD for me today! :j

    Going to make my budget for the week £15 as I have a few things planned and have been very good this past week and only spent £1.65 :A :D
    Don't stress, relax, let life roll off your backs. Except for death and paying taxes, everything in life is only for now... Avenue Q
    Official DFW Nerd Club - Member no. 003 :DProud to have become debt free... and striving to keep it that way
  • emzig123
    emzig123 Posts: 193 Forumite
    Morning Moozie, I've not posted for a while either, (not sure why to be honest!) Last week my target was £75 for every (inc budgeted stuff) and I spent £69.88 woohoo!!! So I am pleased,

    Going to go with £75 again xxxxx
    Official DFW Nerd No 275
  • emzig123
    emzig123 Posts: 193 Forumite
    posted twice (damn thing!!!)
    Official DFW Nerd No 275
  • cattie1
    cattie1 Posts: 2,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I think I wrote £100 last week?:confused:
    anyway I spent £72 that was for clothes for me, OH and 2 toddlers so I think we did rather well, very pleased with myself!;) :p
    today we have spent £22 in tesco (OH was trying to be sly buying valentines pressie and card while I was there!:rolleyes: )
    I bought a sandwhich for dinner (was running late for work!) a cheese grater, casserole dish and lasagne dish-all very much needed!....................and some toilet rolls:o
    official dfw nerd club member no 214
    Proud to be dealing with my debts!;)
    Why is a person that handles your money called a broker?!:confused:
  • angelite_2
    angelite_2 Posts: 226 Forumite
    hi Moozie and co, I too haven't posted for a few days. I ended up going over my budget and spending £35 ish. I'll budget £35 for the next week. Have a good day everyone. x
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cattie1 wrote:
    today we have spent £22 in tesco (OH was trying to be sly buying valentines pressie and card while I was there!:rolleyes: )

    Well done on the clothes shopping cat - very impressed! :T

    You OH should try to sneak things more carefuly! :rolleyes: :rotfl:
    Leason learnt :beer:
  • Chase
    Chase Posts: 8 Forumite
    How do you guys do it??? I've just started this and have been trying to follow the fly lady 31 day challenge (although i'm a bloke) and a realistic budget for me, oh and two kids is more like £250. Where am I going wrong. Food is a whacking amount of that but once we add petrol etc it fair mounts up. Think we can do better with food shopping though.

    BTW, NSD Friday and £26 spend on swimming and some messages at Tesco so not bad.

    Thanks
    Chase
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Chase wrote:
    How do you guys do it??? I've just started this and have been trying to follow the fly lady 31 day challenge (although i'm a bloke) and a realistic budget for me, oh and two kids is more like £250. Where am I going wrong. Food is a whacking amount of that but once we add petrol etc it fair mounts up. Think we can do better with food shopping though.

    BTW, NSD Friday and £26 spend on swimming and some messages at Tesco so not bad.

    Thanks
    Chase


    Hi Chase and welcome

    Have you started a spending diary yet? I really recommend it. You and your OH should record everything you spend for a month and then you can see where you money is really going.

    For the Sun-Fri challenge, we don't include food shopping/petrol etc that should be budgeted elsewhere. The challenge is about 'spending money' in the main.

    Your food budget should be easy to cut with planning and shopping in cheaper places like ALDI/LIDL. The OS board is full of menus that can help you. As for petrol, canyou use the car any less?

    It can be done, just break down the areas of your spending and tackle them one by one.

    Good luck!
    Leason learnt :beer:
  • emzig123
    emzig123 Posts: 193 Forumite
    Chase wrote:
    How do you guys do it??? I've just started this and have been trying to follow the fly lady 31 day challenge (although i'm a bloke) and a realistic budget for me, oh and two kids is more like £250. Where am I going wrong. Food is a whacking amount of that but once we add petrol etc it fair mounts up. Think we can do better with food shopping though.

    BTW, NSD Friday and £26 spend on swimming and some messages at Tesco so not bad.

    Thanks
    Chase


    Heya, I do include food etc in my budget as I'm a student and living on an incredibly small income as it is and so I find it easier to do it all together. Use the old style board to get recipes, batch cook andget the kids involved (if they are old enough) even if they are still small can they help you out with mixing etc? It not only means that they are more likely to eat your homecooked food but that they learn cooking skills earlier! Petrol wise, make sure you are filling up at Tesco/Sainsburys etc and using their reward schemes. Use clubcard points etc for meals out/holidays or just instore for money off food. Good luck!
    Official DFW Nerd No 275
  • clarab_3
    clarab_3 Posts: 691 Forumite
    Nowt nowt nowt today!

    I'm going to have to bottle out of next weeks challenge - I genuinely dont know where or when I'll be working (and by where I mean what country) so its just not realistic - onc i get a handle on the situation I'll be back. Rest assured I wont be spending any more than is necessary!
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