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Car insurance - Should I have bought the Motor Legal Protection?

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Comments

  • lisyloo
    lisyloo Posts: 30,124
    Part of the Furniture 10,000 Posts Name Dropper
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    If an accident is not your fault then most solicitors will take your case on a no win - no fee basis so it won't cost you anything anyway.
    What andyd says is not true in all cases.
    My FIL was hit by a pedestrian (when driving his car) and lost his excess of £120.

    A no-win no-fee solicitor will not take on this kind of case.

    He got his money back because he had legal protection.
    No-win no-fee may work in a lot of cases but NOT ALL.

    I would recommend this standalone family legal care policy for £12.
    This covers all vehicles plus household.
    No connection, but with 3 vechicles and one home, it saves me paying for 4 policies.
    http://www.payless.me.uk/legal.pdf
  • geri1965_2
    geri1965_2 Posts: 8,736 Forumite
    saynonto0871 wrote: »
    If you are already a CSMA member (£15 per year) you automatically get LV legal cover up to £100,000.

    Club Secretaries & Managers Association? :confused:
  • Dizzyduck
    Dizzyduck Posts: 211 Forumite
    I think it's worth it!
    Years ago my parked car was hit by a drunk who drove off - I had the leagal cover and everything was dealt with by the legal team!
    Didn't have to worry and £20 well spent.
  • dacouch
    dacouch Posts: 21,636
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    geri1965 wrote: »
    Club Secretaries & Managers Association? :confused:

    Civil Service Motoring Association, it used to be underwritten by good old Frizzels
  • payless
    payless Posts: 6,958
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    lisyloo wrote: »
    What andyd says is not true in all cases.
    My FIL was hit by a pedestrian (when driving his car) and lost his excess of £120.

    A no-win no-fee solicitor will not take on this kind of case.

    He got his money back because he had legal protection.
    No-win no-fee may work in a lot of cases but NOT ALL.

    I would recommend this standalone family legal care policy for £12.
    This covers all vehicles plus household.
    No connection, but with 3 vechicles and one home, it saves me paying for 4 policies.
    http://www.payless.me.uk/legal.pdf

    Thanks for the mention, can I point out to others though, that this policy is not usually available as a standalone ( I do know of one firm that sells it at £21).. instead its usually provided as an additional benefit of a membership ( as in the way I deal with it) or bundled with other products.
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • karena
    karena Posts: 386 Forumite
    Apparently if you belong to the union UNISON motor legal protection is automatically covered with some insurers, just found that out today!
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