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should i claim back bank charges

hi i have been living in my overdraft for about 5 years and sometimers gone over the agreeded overdraft limit ,going to be starting a dmp with cccs in jan 10 ,but my partners parents are helping to pay the overdraft off so we can close the account,,whould i still be able to claim for hardship charges,thanks i bank with hsbc

Comments

  • Do you have priority debt arrears(mortgage or rent, council tax, utilities)?
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • no but credit cards behind on payments thanks
  • no but credit cards behind on payments thanks
    Yes reclaim charges, unlikely they will see it as financial hardship but ask them and definitely 100% reclaim charges for late payments, excess overdraft fees on the credit card since you have had the credit card.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • can i just phone hsbc up or do i need to write to them--thanks for your help by the way
  • can i just phone hsbc up or do i need to write to them--thanks for your help by the way

    Definitely in writing because they can dispute a conversation but can't dispute the contents of a letter.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • ok thank you
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