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I've heard of "thanks-wh0res" but never thanks-pimps before
I can assure you that Andy is not my pimp and I am not his B****.
More like the other way round
I am an Independent Financial Adviser.
Anything posted on this forum is for discussion purposes only. It should not be considered financial advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation.
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I have have many times advised people against purchases / mtg application after discussing the property state and its likiehood of meeting lenders requirements on survey .. and I would have thought most FA would have considered this point ( but some of the valuation is opinion rather than fact) but whether the FA has a responsibility to do so in the depth that I go is another question.
Maybe see it like a car inspection- AA may offer advice on loan and do an inspection for you
B2L mortgages ( that are based on rental income) are generally not for refrubs .. pre 2007 you might have had more slack from a lender, but lenders look at reasons to decline not accept
other avenues may have been available
Quote:
via an independent mortgage advisor we found via a search site.
maybe your route of finding an adviser was flawed? or perhaps like some people were looking a bit thro' rose tinted glasses at the property / rental market
I am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
Last edited by payless; 08-11-2009 at 10:09 AM..
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Pls be nice to all MoneySavers. There's no such thing as a stupid question, and even if you disagree courtesy helps. Take care over copyright. Use excerpts and links rather than copying long text. This site asserts copyright on all comments posted on the board.
Pls be nice to all MoneySavers. There's no such thing as a stupid question, and even if you disagree courtesy helps.
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