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PROTECTING TENANTS WHEN LLs PROPERTY REPOSSESSED - YOUR VIEWS - OCTOBER DEADLINE
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tbs624
Posts: 10,816 Forumite
Public Consultation process on the protection of tenants when lenders seek to repossess a LLs residential property.
Read up here link
Deadline for your views ( open to public but they particularly want to hear from LLs, Ts, Courts, Lenders, bodies representing those groups, academics, MPs etc) is 14 October 2009. So, unless you want want happens to be based solely on the views of the lenders, our beloved MPs and the LL associations, rather than the views of Joe and Joanna Public being taken into account, get those pens/keyboards at the ready folks
snail mail:
Roni Fraser
Repossessions Strategy Team
Communities and Local Government
1st Floor, Eland House
Bressenden Place
London
SW1E 5DU
email: roni.fraser@communities.gsi.gov.uk
Read up here link
Deadline for your views ( open to public but they particularly want to hear from LLs, Ts, Courts, Lenders, bodies representing those groups, academics, MPs etc) is 14 October 2009. So, unless you want want happens to be based solely on the views of the lenders, our beloved MPs and the LL associations, rather than the views of Joe and Joanna Public being taken into account, get those pens/keyboards at the ready folks
snail mail:
Roni Fraser
Repossessions Strategy Team
Communities and Local Government
1st Floor, Eland House
Bressenden Place
London
SW1E 5DU
email: roni.fraser@communities.gsi.gov.uk
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Comments
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Very interesting article.
Some horrifics:
That lenders are often not aware that they are obliged to honour tenancy agreements! (See "gap of compliance" in diagram on page 10.)
First mention of any liability on the cause of a repo being the tenant not paying rent appears on page 21, "We would not expect a person who is not paying rent to be afforded the additional two months’ notice period. In addition we will be looking at ways in which abuse could be prevented or deterred."
If legislation happpens, does a tenant with no consent to let become better protected (minimum 2 months notice) than one where the landlord has the correct notice but has a clause in the tenancy agreement that the tenant won't stand in the way of the lender repossessing?
I am a bit concerned about landlord responsibilities in the 2 months final notice period. Rent would still be paid and presumeably go to the lender. Who will action maintenance, gas certificates etc?I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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