Welcome to MoneySavingExpert.com's Forums!
THE EASY WAY: All the Forum's best tips go in MoneySavingExpert's weekly E-mail
Plus you'll get all the new guides, deals and loopholes. It's free & spam free
IMPORTANT! This forum isn't moderated.
If you spot a spam, illegal, offensive, racist, libellous post or PM please email abuse@moneysavingexpert.com

  Remember, this is an open forum! Anyone can post so always exercise caution when acting on info.
  Don't post links for personal gain. Except in the referrers section and always declare any interest.
You must Register to post (don't worry it's free)
Reply
Views: 1280  
Thread Tools Search this Thread Display Modes
Old 17-04-2009, 4:29 PM   #1
MSE Lawrence
Researcher
Serious MoneySaving Fan
 
Join Date: Dec 2006
Post Count: 847
Thanked 1,400 Times in 367 Posts
Default 'ThinkJessica Campaign: Fighting Scam mail' blog discussion

This is the discussion to link on the back of Martin's blog. Please read the blog first, as this discussion follows it.


Click reply to discuss below.
MSE Lawrence is offline   Reply With Quote Report Post
Old 17-04-2009, 6:19 PM   #2
cheapscate
MoneySaving Stalwart
 
Join Date: Jan 2008
Post Count: 322
Thanked 1,857 Times in 211 Posts
Default

This is a really worthwhile campaign that highlights how vulnerable people can be preyed upon by unscrupulous people. MSE already discusses 0870 numbers and scam competitions on the vents and warnings section but perhaps a sticky thread could be put in there with deatails of the ThinkJessica campaign.
cheapscate is offline   Reply With Quote Report Post
The Following User Says Thank You to cheapscate For This Useful Post: Show me >>
Old 17-04-2009, 6:48 PM   #3
MadMac
Serious MoneySaving Fan
 
Join Date: May 2006
Post Count: 1,075
Thanked 1,077 Times in 555 Posts
Default

Cheapscate, I agree and think that is a good idea. As to the moral dilemma re the number issue, could the MSE charity assist not with money, but with the know-how clout and connections to get a more suitable number made available at a suitably minimal cost? With Martin behind it I'm sure that could be achieved, curing both problems - a cheaper rate number and the chance to help in a suitable way.
MadMac is offline   Reply With Quote Report Post
Old 17-04-2009, 7:02 PM   #4
Edinburghlass
Deliciously Dedicated Doubly Diehard MoneySaving Devotee
 
Join Date: Oct 2003
Post Count: 28,121
Thanked 26,906 Times in 13,374 Posts
Default

I remember seeing this lady on the TV and I do hope that Martin can help in any way possible, their story is horrifying.



Martin has asked me to tell you that I'm the Board Guide of the Telephones, Reclaim Bank Charges, Silver Savers and Scotland boards which means I'm a volunteer to help the boards run smoothly and I can move and merge threads there. However, please do remember, board guides don't read every post. If you spot an abusive or illegal post then please report it to abuse@moneysavingexpert.com Any views are mine and not the official line of MoneySavingExpert.
Edinburghlass is offline   Reply With Quote Report Post
Old 18-04-2009, 10:41 AM   #5
mikki-b
MoneySaving Convert
 
Join Date: Jan 2008
Post Count: 40
Thanked 12 Times in 8 Posts
Default

Maybe since the royal mail have a legal obligation to deliver all mail, perhaps they should consider funding an 0800 number for this.

Just a thought.
Mikk
mikki-b is offline   Reply With Quote Report Post
The Following User Says Thank You to mikki-b For This Useful Post: Show me >>
Old 20-04-2009, 1:55 AM   #6
poppy10
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Sep 2006
Post Count: 3,200
Thanked 3,693 Times in 1,506 Posts
Default

Quote:
I spoke about the 0871 issue, which is in her words “not something I knew about, I’ll try and get it changed”
Her website makes it clear she knows all about the 0871 issue and is using it as a revenue source. She'll be getting paid at least 4p a minute.

If she makes the campaign a registered charity she can get one of the new 0303 numbers for as little as £10 a month - it won't take much in donations to fund that. Heck, I'll put up the money myself. Calls to 0303 numbers are included in free monthly allowances from mobiles and landlines.



"If the developers don't burst into tears when you make your offer, it's too high." - m00m00
poppy10 is offline   Reply With Quote Report Post
Old 20-04-2009, 11:34 AM   #7
sdooley
Serious MoneySaving Fan
 
Join Date: Sep 2007
Post Count: 892
Thanked 704 Times in 396 Posts
Default

I never knew Reader's Digest was such a scam.
sdooley is offline   Reply With Quote Report Post
Old 20-04-2009, 12:07 PM   #8
JimmyTheWig
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Oct 2006
Location: Chessington
Post Count: 2,285
Thanked 1,506 Times in 858 Posts
Default

Maybe ask them to put a note on the posters saying that the high cost of the call helps fund the campaign?

Also, if that is the exact wording of the poster, make sure they use "their" rather than "there"!
JimmyTheWig is offline   Reply With Quote Report Post
Old 20-04-2009, 7:57 PM   #9
MSE Martin
Money Saving Expert
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Jan 2001
Post Count: 6,905
Thanked 34,985 Times in 4,442 Posts
Default

Quote:
Originally Posted by poppy10 View Post
Her website makes it clear she knows all about the 0871 issue and is using it as a revenue source. She'll be getting paid at least 4p a minute.

If she makes the campaign a registered charity she can get one of the new 0303 numbers for as little as £10 a month - it won't take much in donations to fund that. Heck, I'll put up the money myself. Calls to 0303 numbers are included in free monthly allowances from mobiles and landlines.
According to her when I spoke to her, she isnt making any money from the phone line - that doesn't surprise me quite a few small companies sign up to these thinking its good its "free". So while she's aware of the cost for calling, I don't think (or so she said) that she was aware of teh revenue sharing issue.

Martin



Martin Lewis, Money Saving Expert.
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.

Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.

Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
MSE Martin is offline   Reply With Quote Report Post
The Following User Says Thank You to MSE Martin For This Useful Post: Show me >>
Old 20-04-2009, 8:59 PM   #10
MothballsWallet
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Jun 2007
Location: Cruisin' the New Silk Road...
Post Count: 3,277
Thanked 2,109 Times in 1,381 Posts
Default

It's a worthwhile one, Martin - also non-geographical numbers have to terminate on a geographical one anyway, so if Marilyn can get the geographical number out there as well, it'll help.



MothballsWallet - MSE's resident Rusophile
Slava Rossiya! Remember Chkalov!
Neither a member nor supporter of the BNP
MothballsWallet is offline   Reply With Quote Report Post
Old 22-04-2009, 9:10 AM   #11
irrelevant
MoneySaving Convert
 
Join Date: Jun 2007
Post Count: 171
Thanked 95 Times in 61 Posts
Default

Quote:
Originally Posted by poppy10 View Post
If she makes the campaign a registered charity she can get one of the new 0303 numbers for as little as £10 a month - it won't take much in donations to fund that. Heck, I'll put up the money myself. Calls to 0303 numbers are included in free monthly allowances from mobiles and landlines.
No need to be a charity, and no need to pay that much - you can get 0333 numbers for £1.15/month.. Free delivery of calls via VoIP to a phone or server of your choice, or, possibly more usefully in this case, to voicemail with a customisable message.
irrelevant is offline   Reply With Quote Report Post
Old 22-04-2009, 9:20 AM   #12
irrelevant
MoneySaving Convert
 
Join Date: Jun 2007
Post Count: 171
Thanked 95 Times in 61 Posts
Default

Quote:
Originally Posted by MothballsWallet View Post
It's a worthwhile one, Martin - also non-geographical numbers have to terminate on a geographical one anyway, so if Marilyn can get the geographical number out there as well, it'll help.
Not always. If the telco who "owns" the NGN handles the call internally, as is the case with most recorded information systems, or even pure voicemail or fax-to-email gateways, then it won't need to have a geographic number - they are only required if they have to send a call back out onto the PSTN for it to get to where it's going. If it doesn't go any further, then there is no need for another number.
irrelevant is offline   Reply With Quote Report Post
The Following User Says Thank You to irrelevant For This Useful Post: Show me >>
Old 22-04-2009, 10:04 AM   #13
MSE Martin
Money Saving Expert
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Jan 2001
Post Count: 6,905
Thanked 34,985 Times in 4,442 Posts
Default

Just to say on this - while the 0871 number is an important issue. Lets not lose site of the bigger scambusting picture which is frankly much more important. I know Marilyn was reading this and a little disheartened by some of it - remember she's set this up off her own back - isn't a charity professional and totally believes in what shes doing.

Seeing any negatives about the project she is doing out of personal passion is difficult for the first time (i know that from running this site) so please do put it in context.

Martin



Martin Lewis, Money Saving Expert.
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.

Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.

Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000

Last edited by MSE Martin; 22-04-2009 at 10:29 AM..
MSE Martin is offline   Reply With Quote Report Post
The Following User Says Thank You to MSE Martin For This Useful Post: Show me >>
Old 22-04-2009, 10:45 AM   #14
irrelevant
MoneySaving Convert
 
Join Date: Jun 2007
Post Count: 171
Thanked 95 Times in 61 Posts
Default

Yes, sorry to have helped hijack the thread.... but 0871 is amost a scam in itself..

The campaign is worthy, and reading the website is heart-rending. I've actually managed to fend off a small handful of fairly low level scam letters that arrived at my in-laws a while back, and I hope they are now sufficiently well educated to refer anything similar to us for checking... It's just too easy to get taken in, though, especially if you are not aware that these things exist. I applaud Marilyn for doing this!
irrelevant is offline   Reply With Quote Report Post
The Following 3 Users Say Thank You to irrelevant For This Useful Post: Show me >>
Old 22-04-2009, 10:03 PM   #15
cheapscate
MoneySaving Stalwart
 
Join Date: Jan 2008
Post Count: 322
Thanked 1,857 Times in 211 Posts
Default

Quote:
Originally Posted by MSE Martin View Post
I know Marilyn was reading this and a little disheartened by some of it .
Martin
Marilyn your campaign and your effort is really worthwhile - don't be disheartened about this thread sometimes they stray off the point for a bit but that isn't a reflection upon the importance of your message.

By the way there is a link to a Number 10 petition on the website to try and get vulnerable people protected from this practice - so we can all do something positive, to try and get changes made, by signing it.
cheapscate is offline   Reply With Quote Report Post
The Following 2 Users Say Thank You to cheapscate For This Useful Post: Show me >>
Old 27-04-2009, 4:56 PM   #16
SunnySusie
MoneySaving Convert
 
Join Date: Aug 2006
Post Count: 172
Thanked 208 Times in 77 Posts
Default

Yes, so back on topic, yikes that site makes the point doesn't it. Must confess I am one of those "I can't believe people fall for it" types, but seeing a real story offers a new insight. Is there any action to be taken against the perpetrator, ie is it all technically legal? Or is there some kind of harassment angle. Would be nice to see them answer to all this.

Good luck with the campaign.
SunnySusie is offline   Reply With Quote Report Post
Old 28-04-2009, 7:23 PM   #17
Marilyn B
MoneySaving Newbie
 
Join Date: Apr 2009
Post Count: 1
Thanked 6 Times in 1 Post
Default Thankyou for all the emails of support

Hi
Thankyou to everybody who sent emails of support to me via my website Think Jessica
I was a little bit upset that people thought that the 0871 phone number was a way of making profit.
I took it on the advice of B.T but it has proved to be a nightmare.
The line rental is so expensive and the odd 4ps per minute dont even scratch the surface.
Anyway Martin is helping me and hopefully I will be able to get a free phone number.
Whatever happens the 0871 will be history when the contract runs out in August.
If you have time please,please visit the Gallery page on my website and watch the short videos,
I am getting reports weekly from agencies like Age Concern, CAB, Trading Standards etc of chronic victims, but the ones that concern me the most are from posties all over the country who tell of obvious victims on their rounds who get 30/40/50 over 100 scam letters a day.
Remember that only those who respond with cash get such large amounts(see what is a suckers list on the Scam mail page)
If only the posties could sound the alarm ie; put details on a form and hand it in to their managers.
We could get councilors out to them (as you will understand after reading my mothers story..lip service is no help whatsoever)
please tell your older family members Jessica,s story.
Who knows whose minds will one day start to fail, these evil criminals are hunting down and abducting the minds of thousands.
They are all silent victims and many live alone and nobody knows or cares about what they are doing.
Thankyou Martin for your support and bringing it to the attention of those who look at your website.
Chronic victims are not stupid, greedy or deserve to be scammed they are our older generation who are trusting, internet less and dont doubt the voice of authority.
They are emptying Bank accounts and selling homes to keep up with the scammers who befriend,trick and threaten them day in day out....
Oh and one of the latest scams is an unpaid utility bill that threatens court action unless paid within 7 days!
The scammer rings up and asks which utility providers you use.
The letter follows(from a bogus debt recovery agency) and elderly people are paying up hand over fist !!!
The bogus clairvoyants have had victims sectioned under the mental health act.
Thanks again Marilyn Baldwin x

P.s 22,000 ELDERLY AND VULNERABLE PEOPLE REPLIED TO ONE SCAM IN LESS THAN A WEEK, all sent cash amounting to £500,000 thats around £35 million a year.
I helped SOCA with the media, all 22,000 are on suckers lists and will be receiving piles of other scam letters a day.
SOCA returned the cash and a letter but remember for the thousands like Jessica it will be to little to late.
Saying that without a change to law and the co operation of R.M what else can we do?

Last edited by Marilyn B; 28-04-2009 at 7:44 PM..
Marilyn B is offline   Reply With Quote Report Post
The Following 6 Users Say Thank You to Marilyn B For This Useful Post: Show me >>
Old 29-04-2009, 10:17 AM   #18
MSE Martin
Money Saving Expert
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Jan 2001
Post Count: 6,905
Thanked 34,985 Times in 4,442 Posts
Default

THanks for posting Marilyn, and continued good luck with your charity



Martin Lewis, Money Saving Expert.
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.

Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.

Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
MSE Martin is offline   Reply With Quote Report Post
The Following User Says Thank You to MSE Martin For This Useful Post: Show me >>
Old 29-04-2009, 11:38 AM   #19
andyrules
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Aug 2005
Post Count: 3,161
Thanked 4,011 Times in 1,882 Posts
Default

Chronic victims are not stupid, greedy or deserve to be scammed they are our older generation who are trusting,

So right with that, they are often out the 'loop' with communications.

My 80 year old mum kept on receiving letters telling her she had won a prize, and only had to ring the number to claim it. 0870 of course. She simply didn't understand that the call would cost her dearly, (BT is trustworthy) it would be set to maximum time and she would doubtless not win the cash sum indicated.

So she rang the number, held on for 10 minutes or so before obtaining details of her 'prize' - a cheap necklace that actually never arrived. When her phone bill came the call showed clearly that it had cost her around £10, and she had received nothing. I just hope she has never sent cash.

I take that as a useful wake-up, now she is less trusting and believes me when I try to warn her that there is a different kind of crook now. She also had one of the Nigerian letters, but thankfully binned that.
andyrules is offline   Reply With Quote Report Post
The Following User Says Thank You to andyrules For This Useful Post: Show me >>
Old 30-04-2009, 10:18 PM   #20
Valli
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Jan 2006
Location: Valliland, Derbyshire
Post Count: 6,349
Thanked 107,593 Times in 5,751 Posts
Default

It takes those of us who ARE a bit more savvy and a bit less vulnerable to fight against this type of scam.
Because one day WE will be vulnerable and WE will need someone to look out for US.
Well done Marilyn. Not just The Derbyshire Times now...a fitting tribute to your Mum if you manage to save other people from what she went through.



'When you are old you won't remember the days you spent doing housework. You will remember the days that you didn't'
Don't put it DOWN, put it AWAY

CAUTION - THIS POSTER HAS ADMITTED SHE IS OVERLY CHATTY
New bathroom will be installed shortly

Valli is offline   Reply With Quote Report Post
The Following User Says Thank You to Valli For This Useful Post: Show me >>
Reply


Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 Forum Jump  


All times are GMT. The time now is 8:56 AM.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2009, Jelsoft Enterprises Ltd.
 Forum Jump  

Martin's Money Tips

Forum Etiquette
Pls be nice to all MoneySavers. There's no such thing as a stupid question, and even if you disagree courtesy helps.
Take care over copyright. Use excerpts and links rather than copying long text. This site asserts copyright on all comments posted on the board.
   
This website is based on journalistic research. It does not constitute financial advice. Any information should be considered in regard to specific circumstances. All tips are followed at your own risk and should be followed up with your own research . See Full Terms & Conditions and Privacy Policy. ® Martin Lewis and MoneySavingExpert.com. 'Martin Lewis' and 'Money Saving Expert' are registered trademarks belonging to Martin Lewis.