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2008 MFW Newbies - The Results!

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  • SmileyG_2
    SmileyG_2 Posts: 359 Forumite
    bellsbells wrote: »
    Well here we are a year later and with lots of overpaying done. It has been great fun doing this thread and I am looking forward to continuing my MF journey with you all in 2009.

    And finally what we have all been waiting for - in 2008 we have overpaid the following amount off our mortgages:

    £461519.46
    Well done to everyone who overpaid in 2008 - this is a fantastic total and one we should be proud of! Good luck for 2009 and thanks to Zav for taking on the thread!

    Bellsbells

    Wow, that's fantastic! If it wasn't for everybody on this thread, I don't think I would have even considered paying off extra on the mortgage.

    Well done bellsbells, hope the little 'un is doing well!

    SmileyG

    PS( I hope MSE Martin sees this figure; what a great bit of PR for MSE!)
    Target acheived: _party_ Mortgage offset in June 2012!_party_
    Mortgage = -£98
    Endowment = £0
    Investments = £40,247
    [STRIKE]Deficit[/STRIKE] / Surplus = £40,149(at 22/09/2017)
    "Don't spend then save, save then spend!"
  • george_jetson
    george_jetson Posts: 181 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    SmileyG wrote: »
    ( I hope MSE Martin sees this figure; what a great bit of PR for MSE!)

    Why not try and make it a cool £1m for 2009? Got to be achievable, right?!
    MFW Challenge: Mortgage free in 2008! ACHIEVED! :D
  • fluffysox
    fluffysox Posts: 1,060 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    A million pound goal- wow- what a fantastic idea- you know it might happen too!:beer: Well done to everyone who has overpaid this year- even if your target wasn't quite met, you've done something and that is better than nothing:T :T :T :T :T
    2016 MFW OPd £2000, 2015 MFW OPd 3000 then bought new bigger house with bigger mortgage.
    MFW OPd 2014 £2000 2013 £9700 2012 £2848.39 2011 £2509.58 2010 £11000 2009 £112002008 £4939 :D
    Beautiful boys born May 2011 and October 2013 :)
  • Little_Miss_Saver
    Little_Miss_Saver Posts: 609 Forumite
    Thats a fantastic amount - Well Done Everybody!! :T :j :T

    You've all certainly given me the motivation to start overpaying my mortgage (and to contribute in a small way to this years total :D .)

    LMS xx
    Mortgage Balance 1st May 2009 £94749.00 :(
    Current End Date 1st April 2039.
    Total Overpayments to date £950.00 :j
  • cake21
    cake21 Posts: 1,039 Forumite
    Well done everyone!!! :beer:

    Thank you Bellsbells for running the thread :A
  • belfastgirl23
    belfastgirl23 Posts: 8,025 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Wow. When you think a lot of this is money we would have spent on glittery nail varnish and drinks at the bar it is quite a total :)

    Well done everyone and thanks again bellsbells.

    I'm also going to post a link to this in our original thread since I didn't realise it was on a seperate one :) lazily I just usually work from my usercp
  • TurnaroundSue
    TurnaroundSue Posts: 1,214 Forumite
    Phew I can breath now, was holding my breath on the other thread and thought bb was too busy to post totals - but I knew she wouldn't let us down:A Thanks Belfastgirl for tipping off re where totals were posted:T

    I think the million pound target could be doable, especially as the saving rates are so rubbish, I expect more people to be putting their money into overpayments rather than savings just now. Just wish I wasn't tied into a mortgage than only allows 5% overpayments otherwise I would be mf well within the 4 years that it is going to take me.

    Good luck to all on their mf journey, thanks to Bellsbells for running the 2008 thread and to Zav for taking on the 2009 one.:T
    When you were born, you were crying and everyone around was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying! :rotfl:
  • zavarony
    zavarony Posts: 419 Forumite
    WOW What a fantastic figure - I didnt realise that it had been put up - Ooops!!! :o

    Anyway whay to go us... thats a fab achievement

    2009 target so far is in excess of £820k and I think that a cool £1 million will definately be achivevable if we keep getting newbies at the rate they are all joining us - how good is that - We have already OP'd nearly £20k!!!! :j

    Heres the thread in case you havent seen it yet....

    http://forums.moneysavingexpert.com/showthread.html?t=1259563

    Thanks Bells for all your hard work - I know how much that is :rotfl:

    Zav
    xx
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
  • Overthetop
    Overthetop Posts: 207 Forumite
    Well Done all

    Many thanks Bellbells.

    Overthetop-proud member of the 2008 MFW Group
  • torbrex
    torbrex Posts: 71,340 Forumite
    10,000 Posts Combo Breaker Rampant Recycler Hung up my suit!
    Well done to all of us, I am so proud to have been part of this challenge and the inspiration it gave me to pay off my mortgage even earlier than I had planned.
    A huge round of applause for Bellsbells for all the work she put into the thread and keeping the totals updated.

    Wishing everyone good luck and happy OP's on the 2009 thread.
    'You can do it, yes you can.'
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