Chargeback?

Crescendo_2 · 8 March 2006 at 8:21PM

Hi
On 29th Jan I paid £4.99 through Paypal for an item on which I was the only bidder.
The item never arrived and nor did the second delivery which the seller said he had sent. A few days ago he said that he would contact Royal Mail to find out what is going on.

So time is rolling on and whilst £4.99 is not going to break the bank I feel that I should be filing a claim.

Can anyone point me in the right direction?

Will this affect my Paypal /Ebay account in any way and will I still be able to bid etc.

Cheers
Crescendo

soolin · 8 March 2006 at 8:24PM

Watch your timing as you only have 45 days to start the chargeback. You are only allowed to do three chargebacks a year, but this is the only downside, it doesn't make any difference to your accounts otherwise.

Personally I think your seller has had long enough, start the chargeback now.

Soo

ACID · 8 March 2006 at 11:09PM

soolin wrote:

Watch your timing as you only have 45 days to start the chargeback. You are only allowed to do three chargebacks a year, but this is the only downside, it doesn't make any difference to your accounts otherwise.

Personally I think your seller has had long enough, start the chargeback now.

Soo

OK HOW DOES THIS WORK
an honest seller sold an arcade machien to someone , the seller delivered the machine personally

when he got back home a chargeback from paypal was doen for the arcade machine and he got hsi mnoney back he also got the sellers arcade machine??

is that even possible??

shelly · 9 March 2006 at 12:01AM

ACID wrote:

OK HOW DOES THIS WORK
an honest seller sold an arcade machien to someone , the seller delivered the machine personally

when he got back home a chargeback from paypal was doen for the arcade machine and he got hsi mnoney back he also got the sellers arcade machine??

is that even possible??

I'd say its possible because seller can't prove delivery. Paypal want proof of trackable delivery. Personal delivery isn't trackable.

Kimberley · 9 March 2006 at 12:26AM

If i were you i'd clear out your PP account before he does the chargeback

AuctionCUT · 9 March 2006 at 12:33AM

If i were you i'd clear out your PP account before he does the chargeback

1) If you try to withdraw funds to a bank account while a chargeback is filed the transfer will be reversed. Remember it takes about a week for funds to be moved to a bank account.

2) Even if you do it in time, the paypal account will go into negative balance & paypal will tell you to add funds to the account. If you don't they'll either close the account (unlikely), or come after you for the balance.

Kimberley · 9 March 2006 at 12:36AM

AuctionCUT wrote:

2) Even if you do it in time, the paypal account will go into negative balance & paypal will tell you to add funds to the account. If you don't they'll either close the account (unlikely), or come after you for the balance.

Mines in negative, but they won't get their money :rolleyes: If they pass it on to a debt collection agency, i don't know who paypal are

If you look on paypalsucks.com you will see there are loads of people who have been through this and Paypal have been powerless to claim their money back. They have no enforcement rights via the courts

AuctionCUT · 9 March 2006 at 12:47AM

i don't know who paypal are

I like it -

soolin · 9 March 2006 at 8:36AM

ACID wrote:

OK HOW DOES THIS WORK
an honest seller sold an arcade machien to someone , the seller delivered the machine personally

when he got back home a chargeback from paypal was doen for the arcade machine and he got hsi mnoney back he also got the sellers arcade machine??

is that even possible??

Totally possible, any seller that takes paypal on an item that cannot be tracked as delivered is asking for trouble. I like paypal it is my preferred method of payment but I would urge people to always understand what liability they have when using it. Bleugh often posts to various links to various 'anti paypal' sites which are full of stories from people who never read the terms and conditions.

Paypal are very clear in their rules about chargebacks, so protect yourself:

https://www.paypal.com/uk/cgi-bin/webscr?cmd=_help-ext&ui_mode=answer&prior_transaction_id=0&action_code=4&answer_id=6894796&leafid=95937&_PPP=511&_PPC=4&_FI=Tracking_Deliveries

Soo

Chargeback?

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