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Pay as you go 'credit' cards
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macaroni
Posts: 448 Forumite
in Credit cards
Ive seen a couple of these but they seem to have lots of hidden costs.
Are there any about that just have an annual charge???
Macaroni
Are there any about that just have an annual charge???
Macaroni
:hello:
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Comments
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Do you mean a prepaid credit card? AFAIK there are no 100% legitimate cards like these available in the UK, if you have trouble with credit then perhaps a debit card or one of the credit-building cards (e.g. Capital 1) might be better?0
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Wannabe DFW NERD: Not fully fledged member yet !
HSBC Bank Charges Reclaim In Progress Total: £1462.56
HSBC CC Reclaim Total: £180.00 PAID IN FULL
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jakemuk wrote:
Just had a quick look at this, and see that it is operated by a compnay called Broadcastle Bank. I have had extensive dealings with Broadcastle and subsidiary companies, Harton Securities over the last 12 years or so. They are a reputable organisation and would be pleased to recommend them.
Hope this helps any one who is interested.Don't lie, thieve, cheat or steal. The Government do not like the competition.
The Lord Giveth and the Government Taketh Away.
I'm sorry, I don't apologise. That's just the way I am. Homer (Simpson)0 -
Useful for people who are bankrupt or have a very bad credit rating, allows you to buy stuff online and go to the shops without wads of cash!0
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But £10 fee to get one, £5 per month to maintain it, £2 every time you put cash in it online or over the phone and then if you withdraw the cash they charge you again? I'd suggest that is intheirpocketnotyours.0
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£10 one of fee
you get a charge card to go to post office to top it up whihc is free
free for purchases,
you dont av to have the £5 a month plan actualy !Wannabe DFW NERD: Not fully fledged member yet !
HSBC Bank Charges Reclaim In Progress Total: £1462.56
HSBC CC Reclaim Total: £180.00 PAID IN FULL0 -
Galstonian wrote:But £10 fee to get one, £5 per month to maintain it, £2 every time you put cash in it online or over the phone and then if you withdraw the cash they charge you again? I'd suggest that is intheirpocketnotyours.
You don't have to have one. But for those who cant get credit, but need to have the benefit of a payment mechanism to pay on line, it could be a solution. My comments were regarding Broadcastle, as probably they are unheard of here. Plus as Jakemuk says:
£10 one of fee
you get a charge card to go to post office to top it up whihc is free
free for purchases,
you dont av to have the £5 a month plan actualy !Don't lie, thieve, cheat or steal. The Government do not like the competition.
The Lord Giveth and the Government Taketh Away.
I'm sorry, I don't apologise. That's just the way I am. Homer (Simpson)0
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