E:31/12 Win £50,000 with Premier Man

GoofyGAT · 1 April 2007 at 11:21PM

Click HERE for the competition

"Win life's little luxuries in our £50,000 prize draw

How would you spend a top prize of £30,000? [2nd prize: £10,000, 3rd & 4th prizes: £5,000 each]

Would you treat yourself to a new conservatory with garden landscaping?

Buy yourself the new car you've always wanted?

Fill your wardrobe with hundreds of shoes and fabulous clothes?

Or leave the UK far behind and jet off on an exotic holiday with money to spare?

Whatever you've dreamed of, could be yours if you win our FREE prize draw, there's four chances to win!

So enter today and we could be treating you to a few more of life's luxuries....."

Login / free registration required to enter - click here

Prize Draw Rules

Good luck

, G

P.S. The other comp on the website has expired - E: 31/12/06

black-saturn · 2 April 2007 at 9:52AM

It does a credit check before it lets you enter the comp.

littleholly · 2 April 2007 at 10:03AM

Never did one with me. How do you know? Did it say something?

furndire · 2 April 2007 at 11:44AM

When it asks you how long you have lived at address is the give away.

black-saturn · 2 April 2007 at 3:47PM

And at the end it says you have been awarded credit with the company. If you've entered it it will show up on a credit check.

GoofyGAT · 2 April 2007 at 4:50PM

black-saturn wrote: »

It does a credit check before it lets you enter the comp.

Is that necessarily a bad thing? G

black-saturn · 2 April 2007 at 5:00PM

GoofyGAT wrote: »

Is that necessarily a bad thing? G

I'm not sure if it gives you a black mark on your credit reference scoring. If you already had a bad credit score it probably wouldnt do you many favours.

hrafndot · 6 April 2007 at 11:44PM

It seems vaguely illegal to run a credit check within a competition without providing adequate warning

jenza8 · 7 April 2007 at 8:41AM

black-saturn wrote: »

I'm not sure if it gives you a black mark on your credit reference scoring. If you already had a bad credit score it probably wouldnt do you many favours.

I was once told by the bank that everytime a credit check is run on you it reduces your credit rating by 1 point. Normally this is not a problem because these are restored after a month or so of having no checks credit problems, however if you have been having several credit checks in the same period of time then it can lead to you being refused credit because your points will have dropped too low and you will have to wait some time for them to build back up.

I found this out because I applied for a store card (to get discount) about 6 years ago at a time when I had just taken out my first mortgage, had my credit card limit increased, switched from a student to a 'normal' current account and taken out another store card (to get 10% discount). Apparently all of these things had involved credit checks and so had reduced my points for that month. I hadn't even realised that my credit had been checked for my credit card as it was just a normal thing by my bank to put up my credit card limit every year. Things like signing up to a new catalogue can also involve a credit check.

That said you would have to have had quite a lot going on in a month for this to be a problem for you. Also perhaps rules have changed now.

Strepsy · 7 April 2007 at 10:37AM

I seem to remember when we applied to change our bank account the problem seemed to be that we'd had no credit checks. Apparently not having any seems suspicious too, goodness knows why.

GoofyGAT · 13 August 2007 at 9:03PM

Time for a ^bump I think. G

E:31/12 Win £50,000 with Premier Man

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