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I don't believe it!
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kabman
Posts: 47 Forumite
I have just received my UK Citizencard which I applied for around a months ago. It says on there website that retailers and banks accept them and it is endorsed by the Home Office, Police and Trading Standards.
The only reason I purchased a card is I tought I could open a bank account with the card as proof of ID. I was wrong, I have tried 3 banks and none of them accept the citizencard as ID. What's going on, surely if the Home Office has endorsed them and also you have to get a reference to sign part of the form and sign a photo. I would assume that it is proof!
What a let down!
The only reason I purchased a card is I tought I could open a bank account with the card as proof of ID. I was wrong, I have tried 3 banks and none of them accept the citizencard as ID. What's going on, surely if the Home Office has endorsed them and also you have to get a reference to sign part of the form and sign a photo. I would assume that it is proof!
What a let down!
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Comments
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I'll believe that - banks need proof and more proof of your name and address. Only today I read in the local paper that a Polish man used his ID card to enter the country, yet when he tried to open a bank account to pay his wages in they wouldn't accept his ID as proof of his identity!
So he can enter the country with his ID card, but can't open a bank account!
The link probably won't be valid for very long as the articles are regularly updated but... http://www.thisisyork.co.uk/york/news/YORK_NEWS_LOCAL4.html0 -
I think the banking system is rubbish. Not everyone has the ID banks need, so surely and ID card is sufficent.
You read in the media about people making fake passports, so I really can't understand why a bank say's it cannot except a persons ID card but can except a passport. If the ID card can be faked, then so can the passport.
The citizencard has basically all the info that you find on a passport, eg date of birth, a photo of the person, the persons signature and a card number.
So what's the difference?0 -
kabman wrote:I have just received my UK Citizencard which I applied for around a months ago. It says on there website that retailers and banks accept them and it is endorsed by the Home Office, Police and Trading Standards.
The only reason I purchased a card is I tought I could open a bank account with the card as proof of ID. I was wrong, I have tried 3 banks and none of them accept the citizencard as ID. What's going on, surely if the Home Office has endorsed them and also you have to get a reference to sign part of the form and sign a photo. I would assume that it is proof!
What a let down!
They all now think your an asylum seeker
Its a passport you need. it will take many years and the issuing of many cards before institutions take ID cards seriously.0 -
Quote: From Kabman
You read in the media about people making fake passports, so I really can't understand why a bank say's it cannot except a persons ID card but can except a passport. If the ID card can be faked, then so can the passport.
There are ways a bank employee can check for forged passports (I won't go into detail here for obvious reasons). Indeed Head Office has a file which is updated with any passport issued in the world down to its colour, size how many pages, how long its valid etc to exact wording on any individual page and which watermarks are on a page etc.
This is in adddition to manual and physical check.
I would suggest it is much easier to forge a plastic ID card at the moment than a passport.
Citizen card's website tells you what you want to hear ie that they are acceptable by banks etc but if you look at any id requirement leaflet by any bank or building society you will find that they are not on the list.
Perhaps you could go back to them and ask for your money back as it seems to me that you have been conned.
Eric0 -
It's a pain and I have been frustrated myself, but you can't blame the banks' belt & braces approach to anti-money laundering legislation. They face a fine of £1m upwards if they breach the Financial Services Authority regs.Ethical moneysaver0
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