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Aqua Credit Card
cymro1170
Posts: 5,945
Forumite
MSE Official Insert:
Find the best cards for poor credit ratings in our fully researched Credit Cards for Bad Credit guide.
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How easy is it to get an Aqua Credit Card?
Have received their application form through the post.
Find the best cards for poor credit ratings in our fully researched Credit Cards for Bad Credit guide.
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How easy is it to get an Aqua Credit Card?
Have received their application form through the post.
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I was refused an Aqua card
YET.... i was accepted for a Capital One card...and didn't have to supply proof of address or security deposit :j
I was given the impression from the aqua card telephone team that if i had a capital one card and was using it properly (which i am) that as they...'personally look into each application and not just a computer checking them', that i would more than likely be accepted for one
Oh well, i will stick with Cap One as they have given me that chance to improve my credit rating through them
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No worries :grouphug: Where ever theirs a will theirs a way
I also applied and was refused! Amazing really I have a full Halifax current account with chq. guarantee card, £250 (and was asked if I wanted more) o/d and close to a £1,000 p/m salary going into the account and they still refused :rolleyes:
Aqua credit cards are Halifax credit cards for low credit scores!
Not to worry I have my Barclaycard and Vanquis credit cards plus it made me move back to my original bank The Co-Operative Bank :T
Have you applied for the BarclayCard (Initial) I highly recommend them over any other credit card as you get special deals of eg: 5.9% on BT ...etc even for new customers plus you have a greater success of having your limit increased and after a period of good use a better status card.Proudly Banking & Saving With:
█ The Co-operative Bank.
█ Castle & Minster Credit Union.
█ Yorkshire Building Society.0 -
Fedz wrote:Have you applied for the BarclayCard (Initial) I highly recommend them over any other credit card as you get special deals of eg: 5.9% on BT ...etc even for new customers plus you have a greater success of having your limit increased and after a period of good use a better status card.
I tried them around the same time as the Capital One card, and got refused too
I don't really need another card, i would just like to have another card on my file to build up my credit rating a bit quicker!
Oh well...patience is a virtue...... :rotfl:0 -
Just received some bumph ( application) throught the post this morning and was shocked to see the APR on the card ...a debt mounting 29.9% and on cash advances its a whopping 39.9% ...
the leaflet has the following laughable message
The credit card that helps you free up your finances
With an APR like that i think need to go back to the school of reality.Come on Ilson ....:footie:0 -
I got declined by AQUA and CapitalOne both....after three months both gave me credit card and the only difference between those three months is i got myself registered for electoral roll....01. Marriott Rewards VISA (£2700 @ 17.9%)
02. HSBC MasterCard (£2250 @ 14.9%)
03. HALIFAX One MasterCard (£2200 @ 12.9%)
04. Monument VISA (£1000 @ 19.9%)
05. Aqua MasterCard (£500 @ 29.9%)0 -
orangefleece30 wrote:Just received some bumph ( application) throught the post this morning and was shocked to see the APR on the card ...a debt mounting 29.9% and on cash advances its a whopping 39.9% ...
the leaflet has the following laughable message
The credit card that helps you free up your finances
With an APR like that i think need to go back to the school of reality.
Hurrah, another oh my god how much post. It been a while since ive seen one of those.0 -
I found it easy to get Aqua credit card.Had bad credit in past.I was accepted for Aqua,Vanquis & Capital One.Check APR on them though.It is very high.Good for helping to rebuild credit history though.0
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JUST MAKE SURE YOU PAY THESE OFF EVERY MONTH OTHERWISE YOU WILL BE IN BIG FINANCIAL TROUBLE WITH RATES LIKE 29.9% 0
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orangefleece30 wrote:Just received some bumph ( application) throught the post this morning and was shocked to see the APR on the card ...a debt mounting 29.9% and on cash advances its a whopping 39.9% ...
the leaflet has the following laughable message
The credit card that helps you free up your finances
With an APR like that i think need to go back to the school of reality.
These cards are marketed at people with low credit scores, hence the higher interest rates. Provided you pay them off in full every month, they can be a very good way of rebuilding a credit rating.0
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