Halifax to Halifax Bank Transfer - How long does it take?

I have found transfers between Halifax and BOS accounts in different names to be instantaneous, but to/from Lloyds still takes several days.

Zeerust wrote: »

Not sure if things have changed ... but with Bank of Scotland (BOS)part of the HBOS now Lloyds ... it looks like its takes 3 days to move from one BOS to another BOS... cash is showing as out of my account ... but not yet in the other

This only tends to happen if you are transferring to/ from a Bank of Scotland business account or what's referred to as a legacy account (an old BoS Account which was not migrated when the merger took place with Halifax).

All Bank of Scotland personal accounts run on the same platform as Halifax, so transfers between 8am and 6pm will either transfer instantly or within two hours. Transfers done out with these hours will either transfer instantly or by 10am the following working day (and Saturday). Transfers that do not go instantly either come from a "special" type of account (e.g. Save4it) or additional checks needed to be done (e.g. large transfer). Transfers between "linked" current/ basic accounts should always go instantly (but there can be exceptions for the aforementioned reasons).