Shower screen shattered ; building or contents claim?

Check your policy documents for the type of cover that you have. Some buildings policies include accidental damage cover for bathroom fixtures, fittings and fixed glass as standard. With others you might need an extended cover.

It may have had a previous knock to weaken it so you could have caused the damage accidentally without knowing it at the time.

My advice would be to approach your insurer - if you are reasonably sure that you are covered and the excess does not outweigh the claim value.

Be aware that if you advise the insurer of the incident they may record it as a loss against the policy and it would affect future no claims discounts even if you don't proceed with it or they don't pay out.

If you can't find answers in your policy book you could ring them and make it clear that it is an ENQUIRY ONLY on the type of cover that you have.

Hope his helps.