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My CCJ expires on 29th but when will it disappear?
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fiseries
Posts: 2 Newbie
I have a CCJ on my Experian report which was issued on 29th January 2008 so it will be 6 years next week. It has already disappeared from my Equifax report (last week) but I need a credit card as I am travelling to the US on business in the first week of Feb and I need to hire a car. I dont want to apply if my CCJ is still on file as I might get rejected but I do need to apply asap. Does anyone know with Experian does it go at midnight on 29th for example or will it be reset on 1st February?
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Try doing a couple of soft check applications.
If you do one through moneysupermarket and another through fluid.co.uk - both are soft checks and don't appear as a search until a full application is made.
Barclaycard also offer a soft check too:
https://letmechoose.barclaycard.co.uk/?source=barclaycardsecure-rhnav0 -
Try doing a couple of soft check applications.
If you do one through moneysupermarket and another through fluid.co.uk - both are soft checks and don't appear as a search until a full application is made.
Barclaycard also offer a soft check too:
https://letmechoose.barclaycard.co.uk/?source=barclaycardsecure-rhnav
Those soft searches you mentioned don't search Experian."You know when it's cold outside when you go outside and it's cold"0 -
We delete CCJs once they reach six years old. I would wait until 1 Feb.
James“Official Company Representative
I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen0
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