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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi GG, the Tilly household lonely sock home is on the radiator in our bedroom so any lost socks are deposited until their other half turns up. If nothing turns up I use them for cleaning the bathroom and then bin them :eek::T:rotfl:

    Ok that's my secret confession over

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Tilly_MFW_in_6_YRS wrote: »
    Hi GG, the Tilly household lonely sock home is on the radiator in our bedroom so any lost socks are deposited until their other half turns up. If nothing turns up I use them for cleaning the bathroom and then bin them :eek::T:rotfl:

    Ok that's my secret confession over

    Tilly x

    You clean your bathroom :eek::eek::eek:. That wasn't on Natty's list :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    It's not often I find something on another site I think worth referring to (yes, there is life outside MSE!!!) but I've just read THIS and wish I'd read it years ago! Basically, it's pointing out that if you borrow money you're leaving your future self to pay it back. Worth a read.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Secret_Saving_Squirrel
    Secret_Saving_Squirrel Posts: 4,138 Forumite
    Mortgage-free Glee!
    Thank you for the tip, I have subscribed to the site. I think I might print the article and give it to my children.....
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Yes, excellent article. So many people are blind to how much more it costs to borrow and that if you only bought what you can afford, you'd be far better off.
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Silly, cos it's obvious really. Though not that obvious or none of us would be here :doh:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 25 November 2012 at 6:57PM
    gallygirl wrote: »
    Tasks for today:
    Computer Stuff
    [STRIKE]Banking[/STRIKE] DONE
    [STRIKE]Monitor Ebay [/STRIKE] DONE, 2 selling, £9 so far
    [STRIKE]Adpoints [/STRIKE] DONE GGGGRRRRR only 9 points :(
    [STRIKE]Expenses [/STRIKE]DONE
    [STRIKE]Santander [/STRIKE] DONE
    [STRIKE]link bank accounts on work pc[/STRIKE] DONE
    write to mum bank Yes, yes, in a minute.......
    write to water co re Mr GG Yes, yes, in a minute.......
    [STRIKE]my xmas pressie :T[/STRIKE] DONE :xmastree:

    Outside Stuff
    [STRIKE]Shopping [/STRIKE]DONE
    [STRIKE]Mr GG's mum b'day [/STRIKE]DONE
    Clear leaves (unlikely, will be too wet after today) NOPE :(

    House
    [STRIKE]Desk - fight paper gremlins into submission :eek: [/STRIKE]IN PROGRESS - I ambushed them by strolling into the study without my computer, and some receipts in my hand so they thought I was bringing some new friends for them. Scooped everything up and brought downstairs. Some have been hole-punched and filed, some paperclipped, some filed and some in shredding pile. The rest thought they were escaping as they made a giant leap onto the floor but I cunningly trapped them with the table leg :cool:.
    [STRIKE]Renew car insurance[/STRIKE] DONE (well that's cheating - I just checked it renews automatically ;)
    [STRIKE]ETA: Sort out washing - just so I can say[/STRIKE] DONE

    Have also done sums as it payday tomorrow :T. It appears I do not have enough money to pay off btl mortgage unless I go overdrawn on account which feeds other btl's. Shame ;). Overdraft it is then :rotfl:. Balance tomorrow, with OP, will be about £750. £120 further OP to come, £230 mortgage payment, leaves £400 for Dec OP (all I can afford as 2 x £250 reg savers also need fed).

    ETA: Just checked Spanish Bank and it will need topping up in next few months as well :(
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Mortgage_Reduction_Novice
    Mortgage_Reduction_Novice Posts: 1,775 Forumite
    Hey GG,

    Great news that your so close to booting out BTL Mortgage.

    I was shocked you threw out socks... when people are paying good money for ridiculous Christmas presents like this. Along with ebaying the tumbled fluff, you could have started an ebay store selling odd socks in egg boxes!

    p.s. odd socks great for waxing wooden furniture - left hand wax on, right hand wax off.
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I did actually check ebay, no market for fluff it appears :rotfl:, or maybe I've stumbled on a gap in the market :D.

    Forgive me MSE'ers for I have sinned :o. Despite following Natty's weekend housework plan the housework is getting on top of me. Plus I'm just soooooo tired all the time I can't summon up the energy to do anything. Just phoned cleaner and she will do another 30 mins a week, which is probably the equivalent of 2 hours of my pathetic attempts :o. An extra £4 a week so will starve myself one day a week to pay for it :cool:.

    Ebay finished - around £30 coming my way :T.

    To show I'm not completely bah humbug I bought one of THESE while in Ireland last week. Now feeling bad, should have bought one for DD as well :o.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    PAYDAY
    :) Woohoo :)

    :dance::dance::dance:Money shuffle done :dance::dance::dance:

    :j:j:jBTL Balance now £750.86:j:j:j
    :(Now off to work :(
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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