Nationwide website not working?

bristolleedsfan wrote: »

often wait for cheques to show as "being processed" before moving funds over from the e-saver.


BLF and others - do you do the same for any direct debits as well? or is it best to transfer the day before to the flexaccount for DD?

Happy_saver wrote: »

Just got thru and did my transfers.

Site seems to be working about normal speed; at the moment.

Not for me.

sloughflint wrote: »

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Funds need to be there the day before unless your OD covers the amount.

While that is correct according to Nationwide official rules, where i post a cheque, I always log in to Flexi account every day and when I see the cheque is "being processed" I move the funds from E-Saver - Flexi Account which has always worked irrespective of whether an O/D covers the amount involved, as cleared funds have reached the account before the cheque has actually cleared. ( "being processed" is not the same as "having been processed" and ive previously produced a screenshot proving this)

E-Saver movements are instant so its obvious that an instant cleared credit movement will cover a "being processed" debit, of course Nationwide cant be held responsible if such plans dont work out for whatever reason.

Direct debits I make sure funds are in the account before the due date.

dadsarmy wrote: »

Very slow here too both Nationwide and my brain.

Do you know about debit card debits from Flex - can a esaver to flex be made minutes prior to using a debit card?

I always make sure cleared funds are in the account before I give debit card instructions to be on the safe side.

Someone else has previously posted on a similar thread confirmation from Nationwide as to when cleared funds have to be actually in the flexi account to avoid being charged. ( cheque transactions) Hopefully that poster will repost the confirmation.

Obviously if I had a cheque "being processed" today and I was unable to move the required funds from E-Saver due to Nationwide Computer/Server problems then it would be my faullt for leaving matters to the very last minute.