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Switching from Halifax to Abbey

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  • jambosans
    jambosans Posts: 1,493 Forumite
    MarsdenCuckoo wrote: »
    Can you actually have more than one Halifax Reward account?

    The current limit is three. However, from 01/11/09 (they're updating the T&C's), you can only have one joint and one sole Reward Current Account.
    Anything I post is my opinion, so from time to time I may be wrong. I try to provide answers based in fact, however I don't know everything, so (like all posters on MSE), take what I say with a pinch of salt.
  • LemonTree_3
    LemonTree_3 Posts: 160 Forumite
    jambosans wrote: »
    The current limit is three. However, from 01/11/09 (they're updating the T&C's), you can only have one joint and one sole Reward Current Account.
    By the way, the new T&Cs are available here
    http://wccsvr.link-protector.com

    I've uploaded a scanned PDF version of the new T&Cs a while ago.
  • noh
    noh Posts: 5,817 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    LemonTree wrote: »
    By the way, the new T&Cs are available here
    http://wccsvr.link-protector.com

    I've uploaded a scanned PDF version of the new T&Cs a while ago.


    The pre and post 1st November 2009 T+Cs can be seen in this document on the Halifax website.

    http://www.halifax.co.uk/bankaccounts/pdf/Halifax-Reward-Terms-and-Conditions.pdf
  • jambosans
    jambosans Posts: 1,493 Forumite
    noh wrote: »
    The pre and post 1st November 2009 T+Cs can be seen in this document on the Halifax website.

    http://www.halifax.co.uk/bankaccounts/pdf/Halifax-Reward-Terms-and-Conditions.pdf

    I have been looking for these everywhere on the Halifax Website to post on the guide, where did you find them? Probably somewhere so obvious that I've overlooked them. :o Cheers.
    Anything I post is my opinion, so from time to time I may be wrong. I try to provide answers based in fact, however I don't know everything, so (like all posters on MSE), take what I say with a pinch of salt.
  • noah271007
    noah271007 Posts: 1,248 Forumite
    Is the new T&C for new customers only or this apply to current and new customers?
  • jambosans
    jambosans Posts: 1,493 Forumite
    edited 13 October 2009 at 1:03AM
    noah271007 wrote: »
    Is the new T&C for new customers only or this apply to current and new customers?

    All customers are effected. In line with the current terms and conditions Halifax have provided the minimum 30 days notice (mailing began back in August/ September). The update has been done in line with the new E.U. Payment Services Directive which comes into force on 01/11/09.

    That said, although it stipulates one sole and one joint under the new T&C's, Halifax have not announced plans for those who will be in breach of this condition (from 01/11/09). Right now, as far as I am aware, everyone who opened their three Reward Current Accounts before 31/10/09 get to keep them (for the time being).
    Anything I post is my opinion, so from time to time I may be wrong. I try to provide answers based in fact, however I don't know everything, so (like all posters on MSE), take what I say with a pinch of salt.
  • noh
    noh Posts: 5,817 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    jambosans wrote: »
    I have been looking for these everywhere on the Halifax Website to post on the guide, where did you find them? Probably somewhere so obvious that I've overlooked them. :o Cheers.

    I actually couldn't find a link to them anywhere on the Halifax site.
    In the original Reward account thread on here there is a link posted which originally went to what was then the current T+Cs. It now goes to the recently published document.
  • jambosans
    jambosans Posts: 1,493 Forumite
    noh wrote: »
    I actually couldn't find a link to them anywhere on the Halifax site.
    In the original Reward account thread on here there is a link posted which originally went to what was then the current T+Cs. It now goes to the recently published document.

    Ah, good to know I'm not loosing it. They have a relatively easy to find Terms & Conditions page, but the Reward Current Account is the only one omitted.
    Anything I post is my opinion, so from time to time I may be wrong. I try to provide answers based in fact, however I don't know everything, so (like all posters on MSE), take what I say with a pinch of salt.
  • withnell
    withnell Posts: 1,629 Forumite
    jambosans wrote: »
    That said, although it stipulates one sole and one joint under the new T&C's, Halifax have not announced plans for those who will be in breach of this condition (from 01/11/09). Right now, as far as I am aware, everyone who opened their three Reward Current Accounts before 31/10/09 get to keep them (for the time being).

    While the new T&C's become active for existing customers from 1st Nov, think they apply to existing customers from the date they were published, ie can't apply for more than 1 sole and 1 joint
  • mrsdarbs
    mrsdarbs Posts: 412 Forumite
    Part of the Furniture Combo Breaker
    My husband also received that letter from Halifax today. He has an agreed overdraft of £600 on the account and we use that to the max every month at the moment as we are trying to clear some debt and the interest on that is only about £6 a month at the moment. With the new changes it will go up to over £30 a month and we are now considering changing (had been looking before). Are Alliance & Leicester any good?
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