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Panorama: Can't Pay, Won't Pay

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  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    edited 21 July 2009 at 12:24AM
    LOL, i've forgotten more than you'll ever learn son.
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • ILW
    ILW Posts: 18,333 Forumite
    never-in-doubt wrote: »
    If the customer could afford £7k they'd have applied for £7k.
    Why?
    i can afford to buy 1000 tins of baked beans, does not mean I am going to buy them though. Maybe its because I can think for myself.
  • ILW
    ILW Posts: 18,333 Forumite
    edited 21 July 2009 at 12:24AM
    Please explain what is foolish about suggesting that nobody is FORCED to take out a loan they cannot afford.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    ILW wrote: »
    Why?
    i can afford to buy 1000 tins of baked beans, does not mean I am going to buy them though. Maybe its because I can think for myself.

    Not really relevant is it?
    ILW wrote: »
    Please explain what is foolish about suggesting that nobody is FORCED to take out a loan they cannot afford.

    temptation.........

    a druggie gets offered drugs - will they refuse?
    a smoker gets offered a fag, will they refuse?
    a drinker gets offered a drink, will they refuse?

    My point is that going on their credit search the banks could see they would have been overstretched so to increase the offer is ludicrous! What's difficult to grasp with that, exactly? :confused::confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • ILW
    ILW Posts: 18,333 Forumite
    never-in-doubt wrote: »
    Not really relevant is it?



    temptation.........

    a druggie gets offered drugs - will they refuse?
    a smoker gets offered a fag, will they refuse?
    a drinker gets offered a drink, will they refuse?

    My point is that going on their credit search the banks could see they would have been overstretched so to increase the offer is ludicrous! What's difficult to grasp with that, exactly? :confused::confused:

    So now you are saying that people who overborrow are as pathetic as drug addicts?
    People make life choices and should be prepared the pay the consequences, not run around bleating about it all being someone elses fault, encouraged by people like your good self.
  • Leanne1812
    Leanne1812 Posts: 1,688 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    never-in-doubt wrote: »
    I think this whole post is about morals and therefore doesn't even need responding to but just for the record, THE DECISION TO BORROW CAN SOMETIMES BE FORCED OUT OF YOUR HANDS!

    Bottom line - come at me with facts instead of ideals and morals. I couldn't give a hoot what you believe in - does everyone want to know about all my morals? No, well then, keep yours to yourself unless they're pertinent to the cause!


    Oh NID, what utter tripe! What exactly do you mean by the decision to borrow can sometimes be forced out of your hands? Mmm, I do question your morals seeing are your only too willing to help those looking for a get-out-clause!


    FACT- Too many people not taking responsbility for THEIR mistakes.
  • ILW
    ILW Posts: 18,333 Forumite
    Still have not seen any explnation from NID of their statement that "the decision to borrow can sometimes be forced out of your hands". I cannot think of how this can happen.
  • Leanne1812
    Leanne1812 Posts: 1,688 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Och, i'm gutted NID is scottish!! Bloody givin us all a bad name as irresponsible fools..............
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    edited 8 July 2009 at 12:25PM
    woody01 wrote: »

    You are a patronising fool that no-one seems mildly interested in.
    It actually shows the limited intelligence you have by assuming i am younger than you.

    Too much Buckfast before breakfast by the sounds of it.


    Your astonishing stupidity really knows no bounds does it?
    Are you trying to tell us now that alcoholics/druggies/smokers are the driving force behind your argument?

    Good God.
    You are embarassing yourself further by every post you make.

    :rotfl::rotfl::rotfl::rotfl::rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • ILW
    ILW Posts: 18,333 Forumite
    Leanne1812 wrote: »
    Och, i'm gutted NID is scottish!! Bloody givin us all a bad name as irresponsible fools..............

    That cannot be true,
    Gordon Brown
    RBS
    Alastair Darling
    How can the scots be irresponsible fools with such role models.
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