Halifax Credit Card

starM · 20 April 2009 at 5:58PM

Hi,

My partner just logged into Halifax website and it showed the following:-

[FONT=Arial, Helvetica]Exclusive Credit Card designed especially for customers like you[/FONT]

As a qualifying customer we are delighted to tell you about an exclusive credit card offer! We’re helping you to get even more value for your money, by offering you an exclusive deal – an additional 3 months interest free on credit card purchases.

This means you get a total of:

• 0% for the first 12 months on purchases.
and
• 0% for 9 months on balance transfers made in the first 90 days (plus 3% fee)

That’s an extra 3 months at 0% on purchases compared to our current All in One credit card online offer. Plus a competitive rate of 15.9% APR typical variable[FONT=Arial, Helvetica].[/FONT]

[FONT=Arial, Helvetica]Is the pre-approved?[/FONT]

[FONT=Arial, Helvetica]Thanks[/FONT]
[FONT=Arial, Helvetica]M
[/FONT]

DesG · 20 April 2009 at 6:54PM

starM wrote: »

[FONT=Arial, Helvetica]Is the pre-approved?[/FONT][FONT=Arial, Helvetica]
[/FONT]

I very much doubt it, especially in the current climate. She does qualify for the extra 3 months free though

Cheers, Des.

fanheater · 20 April 2009 at 7:12PM

just logged in to find the same message and came straight to MSE. I'm very tempted, I think I'll ring them.

Kavanne · 20 April 2009 at 7:14PM

I got this today too. I won't bother as they declined me 2 months ago!!

tomarola · 20 April 2009 at 7:28PM

I got this message today too??

Simon_Preston · 20 April 2009 at 7:43PM

I got the same. Considering I've been a Halifax customer for about 3 weeks I think I'll give it a swerve for now. I can't have a decent internal score just yet.

cos_2 · 21 April 2009 at 11:11PM

"we are delighted to tell you about..."

No-one is pre-approved guys, sorry.

starM · 11 May 2009 at 7:10PM

Well I just logged onto my Halifax account and its showing:-

Apply today - £13,[FONT=Arial, Helvetica]000 is reserved and waiting for you![/FONT]

[FONT=Arial, Helvetica]As an existing Halifax customer a personal loan of £13,000 has been reserved for you and the money is ready and waiting right now, provided your circumstances haven't changed recently*. [/FONT]

[FONT=Arial, Helvetica]If you wish, you can apply for more or less than we have reserved for you, however different rates may apply.[/FONT]

[FONT=Arial, Helvetica]So whatever you're planning, now is a good time to take out a Halifax Personal Loan.[/FONT]

[FONT=Arial, Helvetica]Take a look at some of the benefits of a Halifax Personal Loan:[/FONT]

[FONT=Arial, Helvetica]Affordable monthly repayments - fixed for the life of the loan[/FONT]
[FONT=Arial, Helvetica]Funds transferred direct to your bank account[/FONT]
[FONT=Arial, Helvetica]Quick, easy and secure application process[/FONT]
[FONT=Arial, Helvetica]No loan repayments for the first 3 months - although interest is charged from the start of your loan[/FONT]
[FONT=Arial, Helvetica][FONT=Arial, Helvetica][FONT=Arial, Helvetica]9.8% APR[/FONT][/FONT][/FONT] [FONT=Arial, Helvetica]typical[/FONT]
[FONT=Arial, Helvetica]Rates range from 9.8% APR to 11.8% APR [/FONT]
[FONT=Arial, Helvetica]Optional courier service - for £70 you can choose to receive your loan documents within 24 hours**. Alternatively you can choose to receive your loan documents through the post. [/FONT]

[FONT=Arial, Helvetica]So what are you waiting for, apply today and get the money you need to put your plans into action.[/FONT]

[FONT=Arial, Helvetica]MS
[/FONT]

never-in-doubt · 11 May 2009 at 7:40PM

starM wrote: »

Well I just logged onto my Halifax account and its showing:-

Apply today - £13,[FONT=Arial, Helvetica]000 is reserved and waiting for you![/FONT]

[FONT=Arial, Helvetica]As an existing Halifax customer a personal loan of £13,000 has been reserved for you and the money is ready and waiting right now, provided your circumstances haven't changed recently*. [/FONT]

[FONT=Arial, Helvetica]If you wish, you can apply for more or less than we have reserved for you, however different rates may apply.[/FONT]

[FONT=Arial, Helvetica]So whatever you're planning, now is a good time to take out a Halifax Personal Loan.[/FONT]

[FONT=Arial, Helvetica]Take a look at some of the benefits of a Halifax Personal Loan:[/FONT]

[FONT=Arial, Helvetica]Affordable monthly repayments - fixed for the life of the loan[/FONT]

[FONT=Arial, Helvetica]Funds transferred direct to your bank account[/FONT]

[FONT=Arial, Helvetica]Quick, easy and secure application process[/FONT]

[FONT=Arial, Helvetica]No loan repayments for the first 3 months - although interest is charged from the start of your loan[/FONT]

[FONT=Arial, Helvetica][FONT=Arial, Helvetica][FONT=Arial, Helvetica]9.8% APR[/FONT][/FONT][/FONT] [FONT=Arial, Helvetica]typical[/FONT]

[FONT=Arial, Helvetica]Rates range from 9.8% APR to 11.8% APR [/FONT]

[FONT=Arial, Helvetica]Optional courier service - for £70 you can choose to receive your loan documents within 24 hours**. Alternatively you can choose to receive your loan documents through the post. [/FONT]

[FONT=Arial, Helvetica]So what are you waiting for, apply today and get the money you need to put your plans into action.[/FONT]

[FONT=Arial, Helvetica]MS[/FONT]

Mate Victor Meldrew got his last month, this month it changed to £12,500! Posts are here: #1636

thriftymomma · 11 May 2009 at 7:42PM

I never get any offers. *sobs*

never-in-doubt · 11 May 2009 at 7:44PM

thriftymomma wrote: »

I never get any offers. *sobs*

They aren't a bad thing cos they tempt you to apply, only to get told no! Why bother offering if not pre-approved :mad: :mad: :mad:

LOL... best advice is wait 3mth between HBOS applications or they will instant decline - I should know! 50 bank apps and 20 CC apps :rotfl:

Halifax Credit Card

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