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Loans Equifax./Tesco
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I've had UCC try and contact me before ... very persistent with calls and texts ... and when I eventually told them I wasn't interested they put the phone down on me!!!:happylove Tori Bellatrix :happylove
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I am more annoyed that they seem to have passed my deatils over to UCC. Anyway waste of a search , still have a good Equifax - but have to be careful with searches otherwise my file will be like Experians...
Have to see if the other poster got his accepted.0 -
I never heard anything , so I called them up and they say I was declined :mad:
never had any calls from UCC though? either I am suddenly a really bad risk or.... any way good luck , give them a call maybe.0 -
I never heard anything , so I called them up and they say I was declined :mad:
never had any calls from UCC though? either I am suddenly a really bad risk or.... any way good luck , give them a call maybe.
I'm surprised they are not calling people to advise ...That's not very good customer service is it ... Sorry to hear you were declined
:happylove Tori Bellatrix :happylove
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Bad luck Paul . Well I answered to UCC today , they said they had my contact details from Moneysupermarket.com - I do recall filing a form in for a quote , so maybe it had nothing to do with Tesco . Maybe like you Paul I should call , but I won't and just wait for the rejection letter!
I will keep you posted.0 -
Its not the end of the world for me anyway. Good luck and see what happens!0
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I contacted UCC after doing a search on Moneysupermarket. (unfortunately I have a 'poor' credit rating)
The reason I chose them was because of the rate advertised on that site.
Now, I was going to consolidate several loans etc, so that I could use the difference in the amount of money I spend now and the amount I would have to buy a car.
A car that is absolutely essential for me to carry on working,
The company I work for has invested in me with quite a bit of training/exams that I have passed each time.
So, when UCC contacted me to say I had been succesful I was happy.
Then they told me it was with Welcome finance, a company I already have a loan with, (a joint loan with my ex-partner) and this was one of the loans I wanted to consolidate.
Not a problem I thought... so went through the details again, and was told twice that I could have a £4,500 loan provisionally, remember that word!
I went through the details, having been told that I had already had a credit search, and then the guy from Welcome was startled to learn that I already had a loan with Welcome, (strange, seeing as they had already done a credit search, and it is there on file!)
So I went through all the details AGAIN, with my local branch of Welcome, whereby they refused my loan.... why? because I had recently applied for a loan... THE SAME BLOODY LOAN!
The moral of this story is...
If you already have a loan, deal with that company first, and dont even bother dealing with companies such as UCC.
Or even better, don't get a loan, spend some time here and sot out your money woes.
very true that often people should practice what they preach ;-):think: :silenced:0 -
Similar story too mine , you have . Now because of my 'foolish' moment puting my details into moneysupermarket / a loans website including a telephone number - my phone has rang off the hook for the last week I have told them I do not require a loan (not desparate) , but then another company calls! I then find Welcome have credit searched me!!!!!!!!!!!!!!!!!!!!!!!!!!!
Complained to Experian about that one.
So be wary about these online ' loan quotes' - :mad: :mad: :mad: :mad: :mad:0 -
I have a poor credit rating and went online to moneysupermarket.com for a loan quote. I clicked on the poor rating tab and was surprised to see a Black Horse logo at the top so i clicked on the link and was taken to a black horse application form. I filled in my details and wa old that i was "provisionally accepeted" and would receivce a call within 2 hours. Thouht that to be a strange reply as i was applying @ 10pm. Putting that down as a standard reply i was surprised to find an email from UCC Loans in my junk folder the next morning. http://www.uccplc.co.uk/ as far as i was aware i was dealing with black horse as the web form had the black horse logo on it. I have since read the forums regarding moneysupermarket.com and UCC on this site and from what i can gather UCC can be quite troublesome.
Is this moneysupermarket.com misleading people with poor ratings into filling in web applications with what looks like a major high street brand when in reality its not even the same company who are offering the loan?
Has anybody else seen this?0 -
Tescos only call you if you have a chance to get the loan, they dont call you if you have been declined. Or they havent in the instances of the few people I know that have tried with them and been told no.0
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